Lyon County, MN Average Home Price (2026)
The average home price in Lyon County, Minnesota is about $234,000 (the 2026 median across 8 ZIP codes, at ~$133/sq ft) — 21% more affordable than the Minnesota median and 19% more affordable than the typical U.S. home.
How Lyon County compares
Lyon County is about average for housing nationally: its typical home costs $234,000 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $174,000 to $315,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Lyon County | $234,000 | $133 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Lyon County home prices by ZIP code
The 8 most valuable ZIP codes in Lyon County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 56132 Garvin | $315,000 | $221 | +35% |
| 56157 Lynd | $292,000 | $230 | +25% |
| 56229 Cottonwood | $253,000 | $148 | +8% |
| 56258 Marshall | $247,000 | $124 | +6% |
| 56115 Marshall | $221,000 | $141 | -6% |
| 56264 Minneota | $206,000 | $112 | -12% |
| 56169 Russell | $180,000 | $95 | -23% |
| 56175 Tracy | $174,000 | $98 | -26% |
Home value appreciation in Lyon County
Home prices in Lyon County have risen about 61% over the last 10 years (≈4.9% a year) and +66.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.0% — still rising. A home worth $234,000 today was worth roughly $145,432 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Lyon County
Run the numbers for Lyon County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Lyon County
To buy the typical $234,000 home in Lyon County with 20% down, you need a household income of roughly $64,000 a year (about $1,490 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $76,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,700 | $1,850/mo | $79,000/yr |
| 10% (+PMI) | $23,400 | $1,770/mo | $76,000/yr |
| 20% | $46,800 | $1,490/mo | $64,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Lyon County
At about $133 per square foot, here is roughly how much home different budgets get you in Lyon County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1130 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1500 sq ft | around the typical home here |
| $250k | 1880 sq ft | around the typical home here |
| $300k | 2260 sq ft | around the typical home here |
| $400k | 3010 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Lyon County
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Lyon County home prices: frequently asked
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Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.