Itasca County, MN Average Home Price (2026)
The average home price in Itasca County, Minnesota is about $245,500 (the 2026 median across 20 ZIP codes, at ~$199/sq ft) — 17% more affordable than the Minnesota median and 15% more affordable than the typical U.S. home.
How Itasca County compares
Itasca County is about average for housing nationally: its typical home costs $245,500 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $108,000 to $694,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Itasca County | $245,500 | $199 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Itasca County home prices by ZIP code
The 15 most valuable ZIP codes in Itasca County (of 20 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 56659 Max | $694,000 | $365 | +183% |
| 56680 Spring Lake | $665,000 | $350 | +171% |
| 56637 Talmoon | $363,000 | $191 | +48% |
| 55721 Cohasset | $345,000 | $199 | +41% |
| 55781 Side Lake | $342,000 | $342 | +39% |
| 55744 Grand Rapids | $278,000 | $199 | +13% |
| 56657 Marcell | $277,000 | $364 | +13% |
| 55775 Goodland | $276,000 | $291 | +12% |
| 56681 Squaw Lake | $268,000 | $141 | +9% |
| 56636 Deer River | $249,000 | $244 | +1% |
| 56628 Bigfork | $242,000 | $204 | -1% |
| 55742 Goodland | $239,000 | $126 | -3% |
| 55709 Grand Rapids | $238,000 | $224 | -3% |
| 55793 Warba | $222,000 | $145 | -10% |
| 55722 Coleraine | $206,000 | $128 | -16% |
Home value appreciation in Itasca County
Home prices in Itasca County have risen about 72% over the last 10 years (≈5.6% a year) and +76.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.4% — still rising. A home worth $245,500 today was worth roughly $142,733 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Itasca County
Run the numbers for Itasca County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Itasca County
To buy the typical $245,500 home in Itasca County with 20% down, you need a household income of roughly $67,000 a year (about $1,560 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $79,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,300 | $1,940/mo | $83,000/yr |
| 10% (+PMI) | $24,600 | $1,850/mo | $79,000/yr |
| 20% | $49,100 | $1,560/mo | $67,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Itasca County
At about $199 per square foot, here is roughly how much home different budgets get you in Itasca County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 750 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1010 sq ft | around the typical home here |
| $250k | 1260 sq ft | around the typical home here |
| $300k | 1510 sq ft | around the typical home here |
| $400k | 2010 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Itasca County
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Itasca County home prices: frequently asked
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Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.