Fillmore County, MN Average Home Price (2026)
The average home price in Fillmore County, Minnesota is about $271,000 (the 2026 median across 11 ZIP codes, at ~$156/sq ft) — 9% more affordable than the Minnesota median and 6% more affordable than the typical U.S. home.
How Fillmore County compares
Fillmore County is about average for housing nationally: its typical home costs $271,000 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $212,000 to $353,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Fillmore County | $271,000 | $156 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Fillmore County home prices by ZIP code
The 11 most valuable ZIP codes in Fillmore County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 55923 Chatfield | $353,000 | $176 | +30% |
| 55935 Fountain | $353,000 | $141 | +30% |
| 55962 Rushford Village | $351,000 | $198 | +30% |
| 55949 Lanesboro | $322,000 | $175 | +19% |
| 55971 Rushford Village | $279,000 | $141 | +3% |
| 55965 Preston | $271,000 | $156 | +0% |
| 55990 Wykoff | $270,000 | $242 | +0% |
| 55975 Spring Valley | $268,000 | $118 | -1% |
| 55939 Harmony | $261,000 | $66 | -4% |
| 55954 Mabel | $225,000 | $100 | -17% |
| 55922 Canton | $212,000 | $282 | -22% |
Home value appreciation in Fillmore County
Home prices in Fillmore County have risen about 85% over the last 10 years (≈6.4% a year) and +78.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.5% — still rising. A home worth $271,000 today was worth roughly $146,328 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Fillmore County
Run the numbers for Fillmore County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Fillmore County
To buy the typical $271,000 home in Fillmore County with 20% down, you need a household income of roughly $74,000 a year (about $1,720 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $88,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,600 | $2,140/mo | $92,000/yr |
| 10% (+PMI) | $27,100 | $2,040/mo | $88,000/yr |
| 20% | $54,200 | $1,720/mo | $74,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Fillmore County
At about $156 per square foot, here is roughly how much home different budgets get you in Fillmore County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 960 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1600 sq ft | around the typical home here |
| $300k | 1920 sq ft | around the typical home here |
| $400k | 2560 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Fillmore County
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Fillmore County home prices: frequently asked
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Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.