Crow Wing County, MN Average Home Price (2026)
The average home price in Crow Wing County, Minnesota is about $387,500 (the 2026 median across 12 ZIP codes, at ~$254/sq ft) — 30% more expensive than the Minnesota median and 34% more expensive than the typical U.S. home.
How Crow Wing County compares
Crow Wing County is relatively expensive for housing nationally: its typical home costs $387,500 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $241,000 to $615,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Crow Wing County | $387,500 | $254 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Crow Wing County home prices by ZIP code
The 12 most valuable ZIP codes in Crow Wing County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 56468 Nisswa | $615,000 | $291 | +59% |
| 56442 Crosslake | $592,000 | $297 | +53% |
| 56465 Merrifield | $457,000 | $371 | +18% |
| 56448 Fifty Lakes | $451,000 | $523 | +16% |
| 56444 Deerwood | $427,000 | $268 | +10% |
| 56449 Fort Ripley | $394,000 | $217 | +2% |
| 56447 Emily | $381,000 | $323 | -2% |
| 56425 Baxter | $368,000 | $240 | -5% |
| 56401 Brainerd | $324,000 | $203 | -16% |
| 56450 Garrison | $271,000 | $208 | -30% |
| 56455 Ironton | $267,000 | $231 | -31% |
| 56441 Trommald | $241,000 | $224 | -38% |
Home value appreciation in Crow Wing County
Home prices in Crow Wing County have risen about 96% over the last 10 years (≈7.0% a year) and +72.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.7% — still rising. A home worth $387,500 today was worth roughly $197,704 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Crow Wing County
Run the numbers for Crow Wing County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Crow Wing County
To buy the typical $387,500 home in Crow Wing County with 20% down, you need a household income of roughly $105,000 a year (about $2,460 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $125,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,400 | $3,060/mo | $131,000/yr |
| 10% (+PMI) | $38,800 | $2,920/mo | $125,000/yr |
| 20% | $77,500 | $2,460/mo | $105,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Crow Wing County
At about $254 per square foot, here is roughly how much home different budgets get you in Crow Wing County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 790 sq ft | below the local median — condos, smaller or older homes |
| $250k | 980 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1570 sq ft | around the typical home here |
| $500k | 1970 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Crow Wing County
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Crow Wing County home prices: frequently asked
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Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.