Cass County, MN Average Home Price (2026)
The average home price in Cass County, Minnesota is about $343,500 (the 2026 median across 12 ZIP codes, at ~$273/sq ft) — 16% more expensive than the Minnesota median and 19% more expensive than the typical U.S. home.
How Cass County compares
Cass County is about average for housing nationally: its typical home costs $343,500 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $235,000 to $775,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Cass County | $343,500 | $273 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Cass County home prices by ZIP code
The 12 most valuable ZIP codes in Cass County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 56626 Bena | $775,000 | $408 | +126% |
| 56472 Pequot Lakes | $417,000 | $276 | +21% |
| 56452 Hackensack | $384,000 | $304 | +12% |
| 56662 Outing | $380,000 | $250 | +11% |
| 56655 Longville | $369,000 | $310 | +7% |
| 56484 Walker | $357,000 | $244 | +4% |
| 56473 Pillager | $330,000 | $196 | -4% |
| 56672 Swatara | $304,000 | $269 | -11% |
| 56435 Backus | $287,000 | $290 | -16% |
| 56474 Pine River | $280,000 | $303 | -18% |
| 56466 Motley | $258,000 | $205 | -25% |
| 56633 Cass Lake | $235,000 | $228 | -32% |
Home value appreciation in Cass County
Home prices in Cass County have risen about 89% over the last 10 years (≈6.6% a year) and +67.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.8% — still rising. A home worth $343,500 today was worth roughly $181,939 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Cass County
Run the numbers for Cass County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Cass County
To buy the typical $343,500 home in Cass County with 20% down, you need a household income of roughly $93,000 a year (about $2,180 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $111,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,200 | $2,710/mo | $116,000/yr |
| 10% (+PMI) | $34,400 | $2,590/mo | $111,000/yr |
| 20% | $68,700 | $2,180/mo | $93,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Cass County
At about $273 per square foot, here is roughly how much home different budgets get you in Cass County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 730 sq ft | below the local median — condos, smaller or older homes |
| $250k | 920 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1100 sq ft | around the typical home here |
| $400k | 1470 sq ft | around the typical home here |
| $500k | 1830 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Cass County
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Cass County home prices: frequently asked
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Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.