Blue Earth County, MN Average Home Price (2026)
The average home price in Blue Earth County, Minnesota is about $274,000 (the 2026 median across 12 ZIP codes, at ~$129/sq ft) — 8% more affordable than the Minnesota median and 5% more affordable than the typical U.S. home.
How Blue Earth County compares
Blue Earth County is about average for housing nationally: its typical home costs $274,000 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $215,000 to $453,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Blue Earth County | $274,000 | $129 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Blue Earth County home prices by ZIP code
The 12 most valuable ZIP codes in Blue Earth County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 56063 Madison Lake | $453,000 | $230 | +65% |
| 56024 Eagle Lake | $339,000 | $154 | +24% |
| 56037 Good Thunder | $326,000 | $264 | +19% |
| 56001 Mankato | $300,000 | $160 | +9% |
| 56034 Garden City | $296,000 | $49 | +8% |
| 56055 Lake Crystal | $286,000 | $140 | +4% |
| 56065 Mapleton | $262,000 | $112 | -4% |
| 56078 Pemberton | $250,000 | $118 | -9% |
| 56080 Saint Clair | $246,000 | $73 | -10% |
| 56010 Amboy | $244,000 | $94 | -11% |
| 56090 Vernon Center | $231,000 | $224 | -16% |
| 56068 Minnesota Lake | $215,000 | $116 | -22% |
Home value appreciation in Blue Earth County
Home prices in Blue Earth County have risen about 69% over the last 10 years (≈5.4% a year) and +65.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.7% — still rising. A home worth $274,000 today was worth roughly $162,322 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Blue Earth County
Run the numbers for Blue Earth County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Blue Earth County
To buy the typical $274,000 home in Blue Earth County with 20% down, you need a household income of roughly $75,000 a year (about $1,740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $89,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,700 | $2,160/mo | $93,000/yr |
| 10% (+PMI) | $27,400 | $2,070/mo | $89,000/yr |
| 20% | $54,800 | $1,740/mo | $75,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Blue Earth County
At about $129 per square foot, here is roughly how much home different budgets get you in Blue Earth County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1550 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1940 sq ft | around the typical home here |
| $300k | 2330 sq ft | around the typical home here |
| $400k | 3100 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Blue Earth County
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Blue Earth County home prices: frequently asked
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Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.