Shiawassee County, MI Average Home Price (2026)
The average home price in Shiawassee County, Michigan is about $214,500 (the 2026 median across 12 ZIP codes, at ~$152/sq ft) — 12% more affordable than the Michigan median and 26% more affordable than the typical U.S. home.
How Shiawassee County compares
Shiawassee County is relatively affordable for housing nationally: its typical home costs $214,500 against $244,000 for Michigan and $289,000 for the U.S. Within the county, ZIP-level values run from about $168,000 to $304,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Shiawassee County | $214,500 | $152 |
| Michigan | $244,000 | $187 |
| United States | $289,000 | $193 |
Shiawassee County home prices by ZIP code
The 12 most valuable ZIP codes in Shiawassee County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 48848 Laingsburg | $304,000 | $204 | +42% |
| 48418 Byron | $297,000 | $199 | +38% |
| 48872 Perry | $271,000 | $150 | +26% |
| 48460 New Lothrop | $247,000 | $145 | +15% |
| 48857 Morrice | $244,000 | $164 | +14% |
| 48414 Bancroft | $216,000 | $158 | +1% |
| 48449 Lennon | $213,000 | $182 | -1% |
| 48817 Corunna | $204,000 | $122 | -5% |
| 48429 Durand | $197,000 | $152 | -8% |
| 48867 Owosso | $189,000 | $152 | -12% |
| 48841 Henderson | $186,000 | $97 | -13% |
| 48476 Vernon | $168,000 | $140 | -22% |
Home value appreciation in Shiawassee County
Home prices in Shiawassee County have risen about 102% over the last 10 years (≈7.3% a year) and +52.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.4% — still rising. A home worth $214,500 today was worth roughly $106,399 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Michigan is +96.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Shiawassee County
Run the numbers for Shiawassee County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Shiawassee County
To buy the typical $214,500 home in Shiawassee County with 20% down, you need a household income of roughly $58,000 a year (about $1,360 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,690/mo | $73,000/yr |
| 10% (+PMI) | $21,500 | $1,620/mo | $69,000/yr |
| 20% | $42,900 | $1,360/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Shiawassee County
At about $152 per square foot, here is roughly how much home different budgets get you in Shiawassee County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 990 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1320 sq ft | around the typical home here |
| $250k | 1640 sq ft | around the typical home here |
| $300k | 1970 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2630 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Michigan.
Estimate a specific home in Shiawassee County
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Shiawassee County home prices: frequently asked
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Browse all Michigan cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.