Oakland County, MI Average Home Price (2026)
The average home price in Oakland County, Michigan is about $400,500 (the 2026 median across 68 ZIP codes, at ~$229/sq ft) — 64% more expensive than the Michigan median and 39% more expensive than the typical U.S. home.
How Oakland County compares
Oakland County is relatively expensive for housing nationally: its typical home costs $400,500 against $244,000 for Michigan and $289,000 for the U.S. Within the county, ZIP-level values run from about $125,000 to $794,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Oakland County | $400,500 | $229 |
| Michigan | $244,000 | $187 |
| United States | $289,000 | $193 |
Cities in Oakland County
Cities with their own home-value page, largest first:
Oakland County home prices by ZIP code
The 15 most valuable ZIP codes in Oakland County (of 68 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 48301 Bloomfield Hills | $794,000 | $320 | +98% |
| 48009 Birmingham | $744,000 | $461 | +86% |
| 48302 Bloomfield Hills | $730,000 | $323 | +82% |
| 48363 Oakland | $708,000 | $284 | +77% |
| 48374 Novi | $673,000 | $265 | +68% |
| 48025 Beverly Hills | $642,000 | $298 | +60% |
| 48306 Oakland | $597,000 | $245 | +49% |
| 48098 Troy | $584,000 | $249 | +46% |
| 48370 Leonard | $564,000 | $276 | +41% |
| 48380 Milford | $561,000 | $260 | +40% |
| 48070 Huntington Woods | $540,000 | $320 | +35% |
| 48304 Bloomfield Hills | $540,000 | $276 | +35% |
| 48323 Orchard Lake | $524,000 | $221 | +31% |
| 48348 Clarkston | $511,000 | $238 | +28% |
| 48367 Leonard | $504,000 | $293 | +26% |
Home value appreciation in Oakland County
Home prices in Oakland County have risen about 85% over the last 10 years (≈6.4% a year) and +58.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.2% — still rising. A home worth $400,500 today was worth roughly $216,253 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Michigan is +96.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Oakland County
Run the numbers for Oakland County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Oakland County
To buy the typical $400,500 home in Oakland County with 20% down, you need a household income of roughly $109,000 a year (about $2,540 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $129,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,000 | $3,160/mo | $135,000/yr |
| 10% (+PMI) | $40,100 | $3,020/mo | $129,000/yr |
| 20% | $80,100 | $2,540/mo | $109,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Oakland County
At about $229 per square foot, here is roughly how much home different budgets get you in Oakland County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 870 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1310 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1750 sq ft | around the typical home here |
| $500k | 2180 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Michigan.
Estimate a specific home in Oakland County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Oakland County home prices: frequently asked
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Browse all Michigan cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.