Muskegon County, MI Average Home Price (2026)
The average home price in Muskegon County, Michigan is about $293,000 (the 2026 median across 13 ZIP codes, at ~$208/sq ft) — 20% more expensive than the Michigan median and 1% more expensive than the typical U.S. home.
How Muskegon County compares
Muskegon County is about average for housing nationally: its typical home costs $293,000 against $244,000 for Michigan and $289,000 for the U.S. Within the county, ZIP-level values run from about $184,000 to $349,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Muskegon County | $293,000 | $208 |
| Michigan | $244,000 | $187 |
| United States | $289,000 | $193 |
Cities in Muskegon County
Cities with their own home-value page, largest first:
Muskegon County home prices by ZIP code
The 13 most valuable ZIP codes in Muskegon County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 49440 Muskegon | $349,000 | $283 | +19% |
| 49415 Fruitport | $339,000 | $223 | +16% |
| 49461 Whitehall | $336,000 | $233 | +15% |
| 49318 Casnovia | $314,000 | $151 | +7% |
| 49451 Ravenna | $303,000 | $164 | +3% |
| 49445 Muskegon | $298,000 | $203 | +2% |
| 49303 Bailey | $293,000 | $231 | +0% |
| 49457 Twin Lake | $282,000 | $238 | -4% |
| 49437 Montague | $277,000 | $223 | -5% |
| 49425 Holton | $259,000 | $176 | -12% |
| 49441 Roosevelt Park | $258,000 | $208 | -12% |
| 49444 Norton Shores | $192,000 | $146 | -34% |
| 49442 Muskegon | $184,000 | $161 | -37% |
Home value appreciation in Muskegon County
Home prices in Muskegon County have risen about 142% over the last 10 years (≈9.2% a year) and +114.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.7% — still rising. A home worth $293,000 today was worth roughly $121,024 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Michigan is +96.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Muskegon County
Run the numbers for Muskegon County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Muskegon County
To buy the typical $293,000 home in Muskegon County with 20% down, you need a household income of roughly $80,000 a year (about $1,860 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,700 | $2,310/mo | $99,000/yr |
| 10% (+PMI) | $29,300 | $2,210/mo | $95,000/yr |
| 20% | $58,600 | $1,860/mo | $80,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Muskegon County
At about $208 per square foot, here is roughly how much home different budgets get you in Muskegon County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 720 sq ft | below the local median — condos, smaller or older homes |
| $200k | 960 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1200 sq ft | around the typical home here |
| $300k | 1440 sq ft | around the typical home here |
| $400k | 1920 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Michigan.
Estimate a specific home in Muskegon County
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Muskegon County home prices: frequently asked
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Browse all Michigan cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.