Macomb County, MI Average Home Price (2026)
The average home price in Macomb County, Michigan is about $292,500 (the 2026 median across 36 ZIP codes, at ~$189/sq ft) — 20% more expensive than the Michigan median and 1% more expensive than the typical U.S. home.
How Macomb County compares
Macomb County is about average for housing nationally: its typical home costs $292,500 against $244,000 for Michigan and $289,000 for the U.S. Within the county, ZIP-level values run from about $126,000 to $535,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Macomb County | $292,500 | $189 |
| Michigan | $244,000 | $187 |
| United States | $289,000 | $193 |
Cities in Macomb County
Cities with their own home-value page, largest first:
Macomb County home prices by ZIP code
The 15 most valuable ZIP codes in Macomb County (of 36 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 48095 Washington | $535,000 | $290 | +83% |
| 48315 Shelby Township | $469,000 | $209 | +60% |
| 48094 Washington | $465,000 | $224 | +59% |
| 48042 Macomb | $438,000 | $224 | +50% |
| 48096 Ray | $429,000 | $256 | +47% |
| 48065 Romeo | $428,000 | $243 | +46% |
| 48044 Macomb | $415,000 | $207 | +42% |
| 48316 Shelby Township | $413,000 | $209 | +41% |
| 48050 New Haven | $388,000 | $294 | +33% |
| 48005 Armada | $379,000 | $221 | +30% |
| 48314 Sterling Heights | $358,000 | $217 | +22% |
| 48047 Chesterfield | $342,000 | $210 | +17% |
| 48310 Sterling Heights | $314,000 | $212 | +7% |
| 48051 Chesterfield | $311,000 | $216 | +6% |
| 48062 Richmond | $306,000 | $216 | +5% |
Home value appreciation in Macomb County
Home prices in Macomb County have risen about 92% over the last 10 years (≈6.7% a year) and +53.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.1% — still rising. A home worth $292,500 today was worth roughly $152,344 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Michigan is +96.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Macomb County
Run the numbers for Macomb County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Macomb County
To buy the typical $292,500 home in Macomb County with 20% down, you need a household income of roughly $80,000 a year (about $1,860 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,600 | $2,310/mo | $99,000/yr |
| 10% (+PMI) | $29,300 | $2,210/mo | $95,000/yr |
| 20% | $58,500 | $1,860/mo | $80,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Macomb County
At about $189 per square foot, here is roughly how much home different budgets get you in Macomb County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 790 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1320 sq ft | around the typical home here |
| $300k | 1590 sq ft | around the typical home here |
| $400k | 2120 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Michigan.
Estimate a specific home in Macomb County
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Macomb County home prices: frequently asked
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Browse all Michigan cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.