Genesee County, MI Average Home Price (2026)
The average home price in Genesee County, Michigan is about $189,000 (the 2026 median across 23 ZIP codes, at ~$144/sq ft) — 23% more affordable than the Michigan median and 35% more affordable than the typical U.S. home.
How Genesee County compares
Genesee County is relatively affordable for housing nationally: its typical home costs $189,000 against $244,000 for Michigan and $289,000 for the U.S. Within the county, ZIP-level values run from about $29,000 to $374,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Genesee County | $189,000 | $144 |
| Michigan | $244,000 | $187 |
| United States | $289,000 | $193 |
Cities in Genesee County
Cities with their own home-value page, largest first:
Genesee County home prices by ZIP code
The 15 most valuable ZIP codes in Genesee County (of 23 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 48438 Goodrich | $374,000 | $212 | +98% |
| 48411 Atlas | $365,000 | $192 | +93% |
| 48451 Linden | $349,000 | $213 | +85% |
| 48436 Gaines | $296,000 | $201 | +57% |
| 48439 Grand Blanc | $295,000 | $186 | +56% |
| 48423 Davison | $260,000 | $188 | +38% |
| 48473 Swartz Creek | $253,000 | $187 | +34% |
| 48463 Otisville | $244,000 | $224 | +29% |
| 48433 Flushing | $242,000 | $156 | +28% |
| 48420 Clio | $221,000 | $176 | +17% |
| 48457 Montrose | $210,000 | $125 | +11% |
| 48519 Burton | $189,000 | $144 | +0% |
| 48509 Burton | $184,000 | $152 | -3% |
| 48532 Flint | $170,000 | $113 | -10% |
| 48437 Genesee | $152,000 | $138 | -20% |
Home value appreciation in Genesee County
Home prices in Genesee County have risen about 97% over the last 10 years (≈7.0% a year) and +49.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.0% — still rising. A home worth $189,000 today was worth roughly $96,037 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Michigan is +96.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Genesee County
Run the numbers for Genesee County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Genesee County
To buy the typical $189,000 home in Genesee County with 20% down, you need a household income of roughly $51,000 a year (about $1,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,500 | $1,490/mo | $64,000/yr |
| 10% (+PMI) | $18,900 | $1,430/mo | $61,000/yr |
| 20% | $37,800 | $1,200/mo | $51,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Genesee County
At about $144 per square foot, here is roughly how much home different budgets get you in Genesee County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1390 sq ft | around the typical home here |
| $250k | 1740 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2080 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2780 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Michigan.
Estimate a specific home in Genesee County
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Genesee County home prices: frequently asked
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Browse all Michigan cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.