Chippewa County, MI Average Home Price (2026)
The average home price in Chippewa County, Michigan is about $213,000 (the 2026 median across 15 ZIP codes, at ~$201/sq ft) — 13% more affordable than the Michigan median and 26% more affordable than the typical U.S. home.
How Chippewa County compares
Chippewa County is relatively affordable for housing nationally: its typical home costs $213,000 against $244,000 for Michigan and $289,000 for the U.S. Within the county, ZIP-level values run from about $107,000 to $388,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Chippewa County | $213,000 | $201 |
| Michigan | $244,000 | $187 |
| United States | $289,000 | $193 |
Chippewa County home prices by ZIP code
The 15 most valuable ZIP codes in Chippewa County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 49728 Eckerman | $388,000 | $204 | +82% |
| 49748 Hulbert | $386,000 | $203 | +81% |
| 49752 Kinross | $281,000 | $148 | +32% |
| 49726 Drummond Island | $243,000 | $233 | +14% |
| 49724 Dafter | $231,000 | $153 | +8% |
| 49715 Brimley | $228,000 | $201 | +7% |
| 49710 Barbeau | $214,000 | $192 | +0% |
| 49768 Paradise | $213,000 | $240 | +0% |
| 49725 De Tour Village | $210,000 | $210 | -1% |
| 49774 Pickford | $204,000 | $237 | -4% |
| 49783 Sault Sainte Marie | $199,000 | $149 | -7% |
| 49793 Trout Lake | $190,000 | $243 | -11% |
| 49780 Rudyard | $180,000 | $137 | -15% |
| 49736 Goetzville | $176,000 | $198 | -17% |
| 49788 Kincheloe | $107,000 | $75 | -50% |
Home value appreciation in Chippewa County
Home prices in Chippewa County have risen about 90% over the last 10 years (≈6.6% a year) and +81.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.7% — still rising. A home worth $213,000 today was worth roughly $112,283 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Michigan is +96.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Chippewa County
Run the numbers for Chippewa County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Chippewa County
To buy the typical $213,000 home in Chippewa County with 20% down, you need a household income of roughly $58,000 a year (about $1,350 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,680/mo | $72,000/yr |
| 10% (+PMI) | $21,300 | $1,610/mo | $69,000/yr |
| 20% | $42,600 | $1,350/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Chippewa County
At about $201 per square foot, here is roughly how much home different budgets get you in Chippewa County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 750 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1000 sq ft | around the typical home here |
| $250k | 1240 sq ft | around the typical home here |
| $300k | 1490 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 1990 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Michigan.
Estimate a specific home in Chippewa County
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Chippewa County home prices: frequently asked
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Browse all Michigan cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.