Allegan County, MI Average Home Price (2026)
The average home price in Allegan County, Michigan is about $344,500 (the 2026 median across 14 ZIP codes, at ~$219/sq ft) — 41% more expensive than the Michigan median and 19% more expensive than the typical U.S. home.
How Allegan County compares
Allegan County is about average for housing nationally: its typical home costs $344,500 against $244,000 for Michigan and $289,000 for the U.S. Within the county, ZIP-level values run from about $177,000 to $632,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Allegan County | $344,500 | $219 |
| Michigan | $244,000 | $187 |
| United States | $289,000 | $193 |
Allegan County home prices by ZIP code
The 14 most valuable ZIP codes in Allegan County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 49406 Douglas | $632,000 | $375 | +83% |
| 49453 Saugatuck | $629,000 | $457 | +83% |
| 49419 Hamilton | $394,000 | $205 | +14% |
| 49323 Dorr | $382,000 | $195 | +11% |
| 49408 Fennville | $366,000 | $354 | +6% |
| 49423 Holland | $351,000 | $245 | +2% |
| 49348 Wayland | $347,000 | $232 | +1% |
| 49344 Shelbyville | $342,000 | $388 | -1% |
| 49328 Hopkins | $330,000 | $271 | -4% |
| 49080 Gunplain | $300,000 | $187 | -13% |
| 49070 Allegan | $287,000 | $195 | -17% |
| 49010 Allegan | $280,000 | $204 | -19% |
| 49078 Otsego | $270,000 | $179 | -22% |
| 49450 Pullman | $177,000 | $177 | -49% |
Home value appreciation in Allegan County
Home prices in Allegan County have risen about 118% over the last 10 years (≈8.1% a year) and +105.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.9% — still rising. A home worth $344,500 today was worth roughly $158,391 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Michigan is +96.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Allegan County
Run the numbers for Allegan County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Allegan County
To buy the typical $344,500 home in Allegan County with 20% down, you need a household income of roughly $94,000 a year (about $2,190 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $111,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,200 | $2,720/mo | $116,000/yr |
| 10% (+PMI) | $34,500 | $2,600/mo | $111,000/yr |
| 20% | $68,900 | $2,190/mo | $94,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Allegan County
At about $219 per square foot, here is roughly how much home different budgets get you in Allegan County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 910 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1140 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1370 sq ft | around the typical home here |
| $400k | 1830 sq ft | around the typical home here |
| $500k | 2280 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Michigan.
Estimate a specific home in Allegan County
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Allegan County home prices: frequently asked
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Browse all Michigan cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.