St. Charles Parish, LA Average Home Price (2026)
The average home price in St. Charles Parish, Louisiana is about $231,000 (the 2026 median across 9 ZIP codes, at ~$150/sq ft) — 17% more expensive than the Louisiana median and 20% more affordable than the typical U.S. home.
How St. Charles Parish compares
St. Charles Parish is about average for housing nationally: its typical home costs $231,000 against $198,000 for Louisiana and $289,000 for the U.S. Within the county, ZIP-level values run from about $203,000 to $294,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| St. Charles Parish | $231,000 | $150 |
| Louisiana | $198,000 | $133 |
| United States | $289,000 | $193 |
St. Charles Parish home prices by ZIP code
The 9 most valuable ZIP codes in St. Charles Parish (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 70047 Destrehan | $294,000 | $152 | +27% |
| 70070 Luling | $284,000 | $158 | +23% |
| 70057 Hahnville | $262,000 | $153 | +13% |
| 70030 Des Allemands | $234,000 | $154 | +1% |
| 70031 Ama | $231,000 | $135 | +0% |
| 70087 Saint Rose | $231,000 | $146 | +0% |
| 70079 Norco | $215,000 | $133 | -7% |
| 70080 Paradis | $205,000 | $108 | -11% |
| 70039 Boutte | $203,000 | $150 | -12% |
Home value appreciation in St. Charles Parish
Home prices in St. Charles Parish have risen about 45% over the last 10 years (≈3.8% a year) and +59.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.0% — still rising. A home worth $231,000 today was worth roughly $159,641 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Louisiana is +37.9% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for St. Charles Parish
Run the numbers for St. Charles Parish with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in St. Charles Parish
To buy the typical $231,000 home in St. Charles Parish with 20% down, you need a household income of roughly $63,000 a year (about $1,470 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,600 | $1,820/mo | $78,000/yr |
| 10% (+PMI) | $23,100 | $1,740/mo | $75,000/yr |
| 20% | $46,200 | $1,470/mo | $63,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in St. Charles Parish
At about $150 per square foot, here is roughly how much home different budgets get you in St. Charles Parish:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1000 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1330 sq ft | around the typical home here |
| $250k | 1670 sq ft | around the typical home here |
| $300k | 2000 sq ft | around the typical home here |
| $400k | 2670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Louisiana.
Estimate a specific home in St. Charles Parish
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St. Charles Parish home prices: frequently asked
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Browse all Louisiana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.