Pike County, KY Average Home Price (2026)
The average home price in Pike County, Kentucky is about $90,500 (the 2026 median across 32 ZIP codes, at ~$106/sq ft) — 50% more affordable than the Kentucky median and 69% more affordable than the typical U.S. home.
How Pike County compares
Pike County is relatively affordable for housing nationally: its typical home costs $90,500 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $57,000 to $338,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Pike County | $90,500 | $106 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Pike County home prices by ZIP code
The 15 most valuable ZIP codes in Pike County (of 32 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 41540 Lick Creek | $338,000 | $178 | +273% |
| 41560 Robinson Creek | $243,000 | $128 | +169% |
| 41524 Fedscreek | $230,000 | $121 | +154% |
| 41559 Regina | $209,000 | $110 | +131% |
| 41554 Phyllis | $205,000 | $108 | +127% |
| 41527 Forest Hills | $167,000 | $112 | +85% |
| 41659 Ivel | $150,000 | $125 | +66% |
| 41501 Pikeville | $122,000 | $143 | +35% |
| 41557 Raccoon | $115,000 | $156 | +27% |
| 41503 South Williamson | $103,000 | $89 | +14% |
| 41512 Ashcamp | $98,000 | $51 | +8% |
| 41539 Kimper | $97,000 | $116 | +7% |
| 41519 Sidney | $94,000 | $104 | +4% |
| 41535 Huddy | $92,000 | $140 | +2% |
| 41564 Sidney | $92,000 | $141 | +2% |
Home value appreciation in Pike County
Home prices in Pike County have risen about 27% over the last 10 years (≈2.4% a year) and +51.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.0% — still rising. A home worth $90,500 today was worth roughly $71,204 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Pike County
Run the numbers for Pike County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Pike County
To buy the typical $90,500 home in Pike County with 20% down, you need a household income of roughly $25,000 a year (about $570 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $29,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $4,500 | $710/mo | $31,000/yr |
| 10% (+PMI) | $9,100 | $680/mo | $29,000/yr |
| 20% | $18,100 | $570/mo | $25,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Pike County
At about $106 per square foot, here is roughly how much home different budgets get you in Pike County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1420 sq ft | above the median — larger homes or the pricier ZIPs |
| $200k | 1890 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2360 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2830 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Pike County
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Pike County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.