Perry County, KY Average Home Price (2026)
The average home price in Perry County, Kentucky is about $109,000 (the 2026 median across 9 ZIP codes, at ~$95/sq ft) — 40% more affordable than the Kentucky median and 62% more affordable than the typical U.S. home.
How Perry County compares
Perry County is relatively affordable for housing nationally: its typical home costs $109,000 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $84,000 to $186,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Perry County | $109,000 | $95 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Perry County home prices by ZIP code
The 9 most valuable ZIP codes in Perry County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 41751 Jeff | $186,000 | $98 | +71% |
| 41735 Delphia | $180,000 | $95 | +65% |
| 41763 Slemp | $156,000 | $82 | +43% |
| 41727 Chavies | $130,000 | $106 | +19% |
| 41701 Hazard | $109,000 | $118 | +0% |
| 41774 Viper | $102,000 | $129 | -6% |
| 41719 Bonnyman | $94,000 | $49 | -14% |
| 41721 Gays Creek | $87,000 | $73 | -20% |
| 41731 Cornettsville | $84,000 | $86 | -23% |
Home value appreciation in Perry County
Home prices in Perry County have risen about 52% over the last 10 years (≈4.3% a year) and +50.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.3% — still rising. A home worth $109,000 today was worth roughly $71,758 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Perry County
Run the numbers for Perry County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Perry County
To buy the typical $109,000 home in Perry County with 20% down, you need a household income of roughly $30,000 a year (about $690 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $35,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $5,500 | $860/mo | $37,000/yr |
| 10% (+PMI) | $10,900 | $820/mo | $35,000/yr |
| 20% | $21,800 | $690/mo | $30,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Perry County
At about $95 per square foot, here is roughly how much home different budgets get you in Perry County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1580 sq ft | above the median — larger homes or the pricier ZIPs |
| $200k | 2110 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2630 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3160 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Perry County
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Perry County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.