Muhlenberg County, KY Average Home Price (2026)
The average home price in Muhlenberg County, Kentucky is about $130,500 (the 2026 median across 10 ZIP codes, at ~$132/sq ft) — 28% more affordable than the Kentucky median and 55% more affordable than the typical U.S. home.
How Muhlenberg County compares
Muhlenberg County is relatively affordable for housing nationally: its typical home costs $130,500 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $85,000 to $266,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Muhlenberg County | $130,500 | $132 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Muhlenberg County home prices by ZIP code
The 10 most valuable ZIP codes in Muhlenberg County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 42321 Beech Creek | $266,000 | $140 | +104% |
| 42367 Powderly | $203,000 | $107 | +56% |
| 42345 Greenville | $148,000 | $114 | +13% |
| 42324 Dunmor | $145,000 | $175 | +11% |
| 42323 Beechmont | $131,000 | $125 | +0% |
| 42325 Bremen | $130,000 | $173 | +0% |
| 42339 Dunmor | $122,000 | $144 | -7% |
| 42330 Central City | $117,000 | $116 | -10% |
| 42337 Drakesboro | $90,000 | $138 | -31% |
| 42344 Graham | $85,000 | $99 | -35% |
Home value appreciation in Muhlenberg County
Home prices in Muhlenberg County have risen about 75% over the last 10 years (≈5.7% a year) and +101.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +11.1% — still rising. A home worth $130,500 today was worth roughly $74,785 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Muhlenberg County
Run the numbers for Muhlenberg County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Muhlenberg County
To buy the typical $130,500 home in Muhlenberg County with 20% down, you need a household income of roughly $36,000 a year (about $830 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $42,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,500 | $1,030/mo | $44,000/yr |
| 10% (+PMI) | $13,100 | $980/mo | $42,000/yr |
| 20% | $26,100 | $830/mo | $36,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Muhlenberg County
At about $132 per square foot, here is roughly how much home different budgets get you in Muhlenberg County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1140 sq ft | around the typical home here |
| $200k | 1520 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 1890 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2270 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Muhlenberg County
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Muhlenberg County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.