Kenton County, KY Average Home Price (2026)
The average home price in Kenton County, Kentucky is about $260,000 (the 2026 median across 8 ZIP codes, at ~$193/sq ft) — 44% more expensive than the Kentucky median and 10% more affordable than the typical U.S. home.
How Kenton County compares
Kenton County is about average for housing nationally: its typical home costs $260,000 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $174,000 to $338,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Kenton County | $260,000 | $193 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Kenton County home prices by ZIP code
The 8 most valuable ZIP codes in Kenton County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 41017 Lakeside Park | $338,000 | $208 | +30% |
| 41051 Independence | $335,000 | $196 | +29% |
| 41063 Morning View | $305,000 | $204 | +17% |
| 41011 Covington | $285,000 | $208 | +10% |
| 41018 Elsmere | $235,000 | $190 | -10% |
| 41015 Taylor Mill | $229,000 | $177 | -12% |
| 41016 Ludlow | $196,000 | $181 | -25% |
| 41014 Covington | $174,000 | $162 | -33% |
Home value appreciation in Kenton County
Home prices in Kenton County have risen about 96% over the last 10 years (≈7.0% a year) and +92.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.6% — still rising. A home worth $260,000 today was worth roughly $132,518 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Kenton County
Run the numbers for Kenton County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Kenton County
To buy the typical $260,000 home in Kenton County with 20% down, you need a household income of roughly $71,000 a year (about $1,650 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $84,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,000 | $2,050/mo | $88,000/yr |
| 10% (+PMI) | $26,000 | $1,960/mo | $84,000/yr |
| 20% | $52,000 | $1,650/mo | $71,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Kenton County
At about $193 per square foot, here is roughly how much home different budgets get you in Kenton County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 780 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1300 sq ft | around the typical home here |
| $300k | 1550 sq ft | around the typical home here |
| $400k | 2070 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Kenton County
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Kenton County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.