Johnson County, KY Average Home Price (2026)
The average home price in Johnson County, Kentucky is about $142,500 (the 2026 median across 16 ZIP codes, at ~$114/sq ft) — 21% more affordable than the Kentucky median and 51% more affordable than the typical U.S. home.
How Johnson County compares
Johnson County is relatively affordable for housing nationally: its typical home costs $142,500 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $98,000 to $315,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Johnson County | $142,500 | $114 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Johnson County home prices by ZIP code
The 15 most valuable ZIP codes in Johnson County (of 16 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 41204 Boons Camp | $315,000 | $166 | +121% |
| 41226 Keaton | $314,000 | $165 | +120% |
| 41256 Staffordsville | $170,000 | $120 | +19% |
| 41238 Oil Springs | $159,000 | $81 | +12% |
| 41263 Tutor Key | $156,000 | $196 | +9% |
| 41222 Hagerhill | $153,000 | $115 | +7% |
| 41254 Paintsville | $148,000 | $78 | +4% |
| 41257 Stambaugh | $143,000 | $75 | +0% |
| 41240 Paintsville | $142,000 | $123 | +0% |
| 41260 Thelma | $138,000 | $102 | -3% |
| 41274 Wittensville | $136,000 | $74 | -5% |
| 41268 West Van Lear | $129,000 | $66 | -9% |
| 41219 Flatgap | $123,000 | $113 | -14% |
| 41265 Van Lear | $122,000 | $128 | -14% |
| 41255 Sitka | $118,000 | $163 | -17% |
Home value appreciation in Johnson County
Home prices in Johnson County have risen about 43% over the last 10 years (≈3.6% a year) and +57.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.1% — still rising. A home worth $142,500 today was worth roughly $99,930 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Johnson County
Run the numbers for Johnson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Johnson County
To buy the typical $142,500 home in Johnson County with 20% down, you need a household income of roughly $39,000 a year (about $900 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $46,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,100 | $1,120/mo | $48,000/yr |
| 10% (+PMI) | $14,300 | $1,070/mo | $46,000/yr |
| 20% | $28,500 | $900/mo | $39,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Johnson County
At about $114 per square foot, here is roughly how much home different budgets get you in Johnson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1320 sq ft | around the typical home here |
| $200k | 1750 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2190 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2630 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Johnson County
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Johnson County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.