Henry County, KY Average Home Price (2026)
The average home price in Henry County, Kentucky is about $247,000 (the 2026 median across 8 ZIP codes, at ~$193/sq ft) — 36% more expensive than the Kentucky median and 15% more affordable than the typical U.S. home.
How Henry County compares
Henry County is about average for housing nationally: its typical home costs $247,000 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $214,000 to $536,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Henry County | $247,000 | $193 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Henry County home prices by ZIP code
The 8 most valuable ZIP codes in Henry County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 40036 Lockport | $536,000 | $282 | +117% |
| 40068 Smithfield | $411,000 | $237 | +66% |
| 40070 New Castle | $274,000 | $198 | +11% |
| 40057 Pleasureville | $252,000 | $165 | +2% |
| 40075 Turners Station | $242,000 | $213 | -2% |
| 40011 Campbellsburg | $233,000 | $187 | -6% |
| 40019 Eminence | $228,000 | $165 | -8% |
| 40050 New Castle | $214,000 | $139 | -13% |
Home value appreciation in Henry County
Home prices in Henry County have risen about 89% over the last 10 years (≈6.6% a year) and +93.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.3% — still rising. A home worth $247,000 today was worth roughly $130,688 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Henry County
Run the numbers for Henry County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Henry County
To buy the typical $247,000 home in Henry County with 20% down, you need a household income of roughly $67,000 a year (about $1,570 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $80,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,400 | $1,950/mo | $84,000/yr |
| 10% (+PMI) | $24,700 | $1,860/mo | $80,000/yr |
| 20% | $49,400 | $1,570/mo | $67,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Henry County
At about $193 per square foot, here is roughly how much home different budgets get you in Henry County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 780 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1040 sq ft | around the typical home here |
| $250k | 1300 sq ft | around the typical home here |
| $300k | 1550 sq ft | around the typical home here |
| $400k | 2070 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Henry County
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Henry County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.