Campbell County, KY Average Home Price (2026)
The average home price in Campbell County, Kentucky is about $263,000 (the 2026 median across 9 ZIP codes, at ~$185/sq ft) — 45% more expensive than the Kentucky median and 9% more affordable than the typical U.S. home.
How Campbell County compares
Campbell County is about average for housing nationally: its typical home costs $263,000 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $191,000 to $376,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Campbell County | $263,000 | $185 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Campbell County home prices by ZIP code
The 9 most valuable ZIP codes in Campbell County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 41075 Fort Thomas | $376,000 | $264 | +43% |
| 41007 Alexandria | $363,000 | $196 | +38% |
| 41001 Alexandria | $343,000 | $185 | +30% |
| 41059 Melbourne | $308,000 | $155 | +17% |
| 41076 Cold Spring | $263,000 | $172 | +0% |
| 41073 Bellevue | $242,000 | $220 | -8% |
| 41071 Newport | $228,000 | $206 | -13% |
| 41074 Dayton | $198,000 | $182 | -25% |
| 41085 Silver Grove | $191,000 | $153 | -27% |
Home value appreciation in Campbell County
Home prices in Campbell County have risen about 101% over the last 10 years (≈7.2% a year) and +108.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.2% — still rising. A home worth $263,000 today was worth roughly $130,781 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Campbell County
Run the numbers for Campbell County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Campbell County
To buy the typical $263,000 home in Campbell County with 20% down, you need a household income of roughly $72,000 a year (about $1,670 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $85,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,200 | $2,080/mo | $89,000/yr |
| 10% (+PMI) | $26,300 | $1,980/mo | $85,000/yr |
| 20% | $52,600 | $1,670/mo | $72,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Campbell County
At about $185 per square foot, here is roughly how much home different budgets get you in Campbell County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 810 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1350 sq ft | around the typical home here |
| $300k | 1620 sq ft | around the typical home here |
| $400k | 2160 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Campbell County
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Campbell County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.