Osage County, KS Average Home Price (2026)
The average home price in Osage County, Kansas is about $214,000 (the 2026 median across 9 ZIP codes, at ~$183/sq ft) — 20% more expensive than the Kansas median and 26% more affordable than the typical U.S. home.
How Osage County compares
Osage County is relatively affordable for housing nationally: its typical home costs $214,000 against $178,000 for Kansas and $289,000 for the U.S. Within the county, ZIP-level values run from about $191,000 to $272,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Osage County | $214,000 | $183 |
| Kansas | $178,000 | $118 |
| United States | $289,000 | $193 |
Osage County home prices by ZIP code
The 9 most valuable ZIP codes in Osage County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 66524 Overbrook | $272,000 | $278 | +27% |
| 66543 Vassar | $230,000 | $182 | +7% |
| 66537 Scranton | $224,000 | $202 | +5% |
| 66510 Melvern | $220,000 | $116 | +3% |
| 66451 Lyndon | $214,000 | $183 | +0% |
| 66528 Quenemo | $211,000 | $190 | -1% |
| 66414 Carbondale | $204,000 | $163 | -5% |
| 66523 Osage City | $193,000 | $125 | -10% |
| 66413 Burlingame | $191,000 | $195 | -11% |
Home value appreciation in Osage County
Home prices in Osage County have risen about 91% over the last 10 years (≈6.7% a year) and +81.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -1.5% — a recent dip. A home worth $214,000 today was worth roughly $111,808 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kansas is +83.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Osage County
Run the numbers for Osage County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Osage County
To buy the typical $214,000 home in Osage County with 20% down, you need a household income of roughly $58,000 a year (about $1,360 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,690/mo | $72,000/yr |
| 10% (+PMI) | $21,400 | $1,610/mo | $69,000/yr |
| 20% | $42,800 | $1,360/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Osage County
At about $183 per square foot, here is roughly how much home different budgets get you in Osage County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 820 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1090 sq ft | around the typical home here |
| $250k | 1370 sq ft | around the typical home here |
| $300k | 1640 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2190 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kansas.
Estimate a specific home in Osage County
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Osage County home prices: frequently asked
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Browse all Kansas cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.