Pottawattamie County, IA Average Home Price (2026)
The average home price in Pottawattamie County, Iowa is about $283,000 (the 2026 median across 13 ZIP codes, at ~$162/sq ft) — 36% more expensive than the Iowa median and 2% more affordable than the typical U.S. home.
How Pottawattamie County compares
Pottawattamie County is about average for housing nationally: its typical home costs $283,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $185,000 to $474,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Pottawattamie County | $283,000 | $162 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Pottawattamie County home prices by ZIP code
The 13 most valuable ZIP codes in Pottawattamie County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 51542 Honey Creek | $474,000 | $263 | +67% |
| 51576 Underwood | $391,000 | $146 | +38% |
| 51526 Crescent | $387,000 | $136 | +37% |
| 51575 Treynor | $362,000 | $218 | +28% |
| 51559 Neola | $314,000 | $234 | +11% |
| 51503 Council Bluffs | $308,000 | $169 | +9% |
| 51553 Minden | $283,000 | $132 | +0% |
| 51525 Carson | $260,000 | $197 | -8% |
| 51521 Avoca | $235,000 | $116 | -17% |
| 51560 Oakland | $223,000 | $139 | -21% |
| 51510 Carter Lake | $210,000 | $185 | -26% |
| 51577 Walnut | $199,000 | $162 | -30% |
| 51501 Council Bluffs | $185,000 | $155 | -35% |
Home value appreciation in Pottawattamie County
Home prices in Pottawattamie County have risen about 88% over the last 10 years (≈6.5% a year) and +93.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.5% — still rising. A home worth $283,000 today was worth roughly $150,933 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Pottawattamie County
Run the numbers for Pottawattamie County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Pottawattamie County
To buy the typical $283,000 home in Pottawattamie County with 20% down, you need a household income of roughly $77,000 a year (about $1,800 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $91,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,200 | $2,230/mo | $96,000/yr |
| 10% (+PMI) | $28,300 | $2,130/mo | $91,000/yr |
| 20% | $56,600 | $1,800/mo | $77,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Pottawattamie County
At about $162 per square foot, here is roughly how much home different budgets get you in Pottawattamie County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 930 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1230 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1540 sq ft | around the typical home here |
| $300k | 1850 sq ft | around the typical home here |
| $400k | 2470 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Pottawattamie County
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Pottawattamie County home prices: frequently asked
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Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.