Kossuth County, IA Average Home Price (2026)
The average home price in Kossuth County, Iowa is about $154,000 (the 2026 median across 12 ZIP codes, at ~$94/sq ft) — 26% more affordable than the Iowa median and 47% more affordable than the typical U.S. home.
How Kossuth County compares
Kossuth County is relatively affordable for housing nationally: its typical home costs $154,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $104,000 to $190,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Kossuth County | $154,000 | $94 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Kossuth County home prices by ZIP code
The 12 most valuable ZIP codes in Kossuth County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 50559 Lone Rock | $190,000 | $100 | +23% |
| 50511 Algona | $185,000 | $133 | +20% |
| 50483 Wesley | $179,000 | $295 | +16% |
| 50598 Whittemore | $166,000 | $113 | +8% |
| 50560 Lu Verne | $164,000 | $94 | +6% |
| 50517 Bancroft | $158,000 | $94 | +3% |
| 50556 Ledyard | $150,000 | $69 | -3% |
| 50480 Titonka | $136,000 | $68 | -12% |
| 50451 Lakota | $122,000 | $64 | -21% |
| 50522 Burt | $121,000 | $78 | -21% |
| 50539 Fenton | $121,000 | $109 | -21% |
| 50590 Swea City | $104,000 | $77 | -32% |
Home value appreciation in Kossuth County
Home prices in Kossuth County have risen about 42% over the last 10 years (≈3.5% a year) and +91.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.1% — still rising. A home worth $154,000 today was worth roughly $108,834 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Kossuth County
Run the numbers for Kossuth County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Kossuth County
To buy the typical $154,000 home in Kossuth County with 20% down, you need a household income of roughly $42,000 a year (about $980 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $50,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,700 | $1,220/mo | $52,000/yr |
| 10% (+PMI) | $15,400 | $1,160/mo | $50,000/yr |
| 20% | $30,800 | $980/mo | $42,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Kossuth County
At about $94 per square foot, here is roughly how much home different budgets get you in Kossuth County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1600 sq ft | around the typical home here |
| $200k | 2130 sq ft | around the typical home here |
| $250k | 2660 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3190 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Kossuth County
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Kossuth County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.