Keokuk County, IA Average Home Price (2026)
The average home price in Keokuk County, Iowa is about $143,000 (the 2026 median across 11 ZIP codes, at ~$99/sq ft) — 31% more affordable than the Iowa median and 51% more affordable than the typical U.S. home.
How Keokuk County compares
Keokuk County is relatively affordable for housing nationally: its typical home costs $143,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $74,000 to $452,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Keokuk County | $143,000 | $99 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Keokuk County home prices by ZIP code
The 11 most valuable ZIP codes in Keokuk County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 52355 Webster | $452,000 | $238 | +216% |
| 52335 South English | $175,000 | $128 | +22% |
| 52563 Ottumwa | $168,000 | $127 | +17% |
| 52231 Harper | $150,000 | $177 | +5% |
| 52585 Richland | $146,000 | $99 | +2% |
| 52591 Sigourney | $143,000 | $91 | +0% |
| 50136 Keswick | $141,000 | $90 | -1% |
| 52576 Ollie | $123,000 | $65 | -14% |
| 52550 Delta | $119,000 | $79 | -17% |
| 50268 What Cheer | $111,000 | $108 | -22% |
| 50104 Gibson | $74,000 | $39 | -48% |
Home value appreciation in Keokuk County
Home prices in Keokuk County have risen about 68% over the last 10 years (≈5.3% a year) and +93.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.4% — still rising. A home worth $143,000 today was worth roughly $85,373 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Keokuk County
Run the numbers for Keokuk County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Keokuk County
To buy the typical $143,000 home in Keokuk County with 20% down, you need a household income of roughly $39,000 a year (about $910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $46,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,200 | $1,130/mo | $48,000/yr |
| 10% (+PMI) | $14,300 | $1,080/mo | $46,000/yr |
| 20% | $28,600 | $910/mo | $39,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Keokuk County
At about $99 per square foot, here is roughly how much home different budgets get you in Keokuk County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1520 sq ft | around the typical home here |
| $200k | 2020 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2530 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3030 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Keokuk County
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Keokuk County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.