Jones County, IA Average Home Price (2026)
The average home price in Jones County, Iowa is about $213,000 (the 2026 median across 10 ZIP codes, at ~$107/sq ft) — 3% more expensive than the Iowa median and 26% more affordable than the typical U.S. home.
How Jones County compares
Jones County is relatively affordable for housing nationally: its typical home costs $213,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $123,000 to $297,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Jones County | $213,000 | $107 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Jones County home prices by ZIP code
The 10 most valuable ZIP codes in Jones County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 52305 Martelle | $297,000 | $164 | +39% |
| 52033 Cascade | $295,000 | $126 | +38% |
| 52205 Anamosa | $265,000 | $132 | +24% |
| 52310 Monticello | $240,000 | $127 | +13% |
| 52321 Onslow | $221,000 | $65 | +4% |
| 52252 Langworthy | $205,000 | $108 | -4% |
| 52212 Center Junction | $199,000 | $105 | -7% |
| 52320 Olin | $191,000 | $71 | -10% |
| 52362 Wyoming | $174,000 | $90 | -18% |
| 52323 Oxford Junction | $123,000 | $63 | -42% |
Home value appreciation in Jones County
Home prices in Jones County have risen about 63% over the last 10 years (≈5.0% a year) and +77.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.1% — still rising. A home worth $213,000 today was worth roughly $130,435 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Jones County
Run the numbers for Jones County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Jones County
To buy the typical $213,000 home in Jones County with 20% down, you need a household income of roughly $58,000 a year (about $1,350 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,680/mo | $72,000/yr |
| 10% (+PMI) | $21,300 | $1,610/mo | $69,000/yr |
| 20% | $42,600 | $1,350/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Jones County
At about $107 per square foot, here is roughly how much home different budgets get you in Jones County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1400 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1870 sq ft | around the typical home here |
| $250k | 2340 sq ft | around the typical home here |
| $300k | 2800 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3740 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Jones County
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Jones County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.