Jackson County, IA Average Home Price (2026)
The average home price in Jackson County, Iowa is about $252,000 (the 2026 median across 10 ZIP codes, at ~$148/sq ft) — 21% more expensive than the Iowa median and 13% more affordable than the typical U.S. home.
How Jackson County compares
Jackson County is about average for housing nationally: its typical home costs $252,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $159,000 to $387,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Jackson County | $252,000 | $148 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Jackson County home prices by ZIP code
The 10 most valuable ZIP codes in Jackson County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 52079 Zwingle | $387,000 | $204 | +54% |
| 52054 Bellevue | $365,000 | $427 | +45% |
| 52031 Bellevue | $317,000 | $140 | +26% |
| 52207 Baldwin | $273,000 | $143 | +8% |
| 52309 Monmouth | $268,000 | $150 | +6% |
| 52069 Preston | $236,000 | $132 | -6% |
| 52070 Sabula | $220,000 | $173 | -13% |
| 52064 Miles | $212,000 | $155 | -16% |
| 52060 Maquoketa | $200,000 | $145 | -21% |
| 52030 Andrew | $159,000 | $84 | -37% |
Home value appreciation in Jackson County
Home prices in Jackson County have risen about 79% over the last 10 years (≈6.0% a year) and +105.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +11.7% — still rising. A home worth $252,000 today was worth roughly $141,018 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Jackson County
Run the numbers for Jackson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Jackson County
To buy the typical $252,000 home in Jackson County with 20% down, you need a household income of roughly $69,000 a year (about $1,600 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $81,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,600 | $1,990/mo | $85,000/yr |
| 10% (+PMI) | $25,200 | $1,900/mo | $81,000/yr |
| 20% | $50,400 | $1,600/mo | $69,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Jackson County
At about $148 per square foot, here is roughly how much home different budgets get you in Jackson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1690 sq ft | around the typical home here |
| $300k | 2030 sq ft | around the typical home here |
| $400k | 2700 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Jackson County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Jackson County home prices: frequently asked
What is the average home price in Jackson County, IA? +
What salary do you need to buy a house in Jackson County? +
Which part of Jackson County is most expensive? +
Are home values in Jackson County going up? +
Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.