Hamilton County, IA Average Home Price (2026)
The average home price in Hamilton County, Iowa is about $213,000 (the 2026 median across 9 ZIP codes, at ~$112/sq ft) — 3% more expensive than the Iowa median and 26% more affordable than the typical U.S. home.
How Hamilton County compares
Hamilton County is relatively affordable for housing nationally: its typical home costs $213,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $150,000 to $355,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Hamilton County | $213,000 | $112 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Hamilton County home prices by ZIP code
The 9 most valuable ZIP codes in Hamilton County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 50034 Blairsburg | $355,000 | $187 | +67% |
| 50231 Randall | $218,000 | $115 | +2% |
| 50130 Jewell | $216,000 | $100 | +1% |
| 50075 Ellsworth | $215,000 | $85 | +1% |
| 50132 Kamrar | $213,000 | $112 | +0% |
| 50249 Stratford | $203,000 | $105 | -5% |
| 50246 Stanhope | $176,000 | $100 | -17% |
| 50271 Williams | $165,000 | $180 | -23% |
| 50595 Webster City | $150,000 | $136 | -30% |
Home value appreciation in Hamilton County
Home prices in Hamilton County have risen about 63% over the last 10 years (≈5.0% a year) and +77.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +11.4% — still rising. A home worth $213,000 today was worth roughly $130,435 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Hamilton County
Run the numbers for Hamilton County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Hamilton County
To buy the typical $213,000 home in Hamilton County with 20% down, you need a household income of roughly $58,000 a year (about $1,350 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,680/mo | $72,000/yr |
| 10% (+PMI) | $21,300 | $1,610/mo | $69,000/yr |
| 20% | $42,600 | $1,350/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Hamilton County
At about $112 per square foot, here is roughly how much home different budgets get you in Hamilton County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1340 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1790 sq ft | around the typical home here |
| $250k | 2230 sq ft | around the typical home here |
| $300k | 2680 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3570 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Hamilton County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Hamilton County home prices: frequently asked
What is the average home price in Hamilton County, IA? +
What salary do you need to buy a house in Hamilton County? +
Which part of Hamilton County is most expensive? +
Are home values in Hamilton County going up? +
Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.