Guthrie County, IA Average Home Price (2026)
The average home price in Guthrie County, Iowa is about $202,000 (the 2026 median across 10 ZIP codes, at ~$131/sq ft) — 3% more affordable than the Iowa median and 30% more affordable than the typical U.S. home.
How Guthrie County compares
Guthrie County is relatively affordable for housing nationally: its typical home costs $202,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $108,000 to $499,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Guthrie County | $202,000 | $131 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Guthrie County home prices by ZIP code
The 10 most valuable ZIP codes in Guthrie County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 50216 Panora | $499,000 | $374 | +147% |
| 50164 Menlo | $223,000 | $144 | +10% |
| 50277 Yale | $210,000 | $144 | +4% |
| 50115 Guthrie Center | $208,000 | $153 | +3% |
| 50048 Casey | $203,000 | $230 | +0% |
| 50002 Adair | $201,000 | $114 | +0% |
| 50058 Coon Rapids | $182,000 | $118 | -10% |
| 50128 Jamaica | $170,000 | $46 | -16% |
| 50026 Bagley | $162,000 | $76 | -20% |
| 50029 Bayard | $108,000 | $102 | -47% |
Home value appreciation in Guthrie County
Home prices in Guthrie County have risen about 77% over the last 10 years (≈5.9% a year) and +103.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.4% — still rising. A home worth $202,000 today was worth roughly $114,189 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Guthrie County
Run the numbers for Guthrie County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Guthrie County
To buy the typical $202,000 home in Guthrie County with 20% down, you need a household income of roughly $55,000 a year (about $1,280 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $65,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,100 | $1,590/mo | $68,000/yr |
| 10% (+PMI) | $20,200 | $1,520/mo | $65,000/yr |
| 20% | $40,400 | $1,280/mo | $55,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Guthrie County
At about $131 per square foot, here is roughly how much home different budgets get you in Guthrie County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1150 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1530 sq ft | around the typical home here |
| $250k | 1910 sq ft | around the typical home here |
| $300k | 2290 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3050 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Guthrie County
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Guthrie County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.