Grundy County, IA Average Home Price (2026)
The average home price in Grundy County, Iowa is about $205,500 (the 2026 median across 8 ZIP codes, at ~$115/sq ft) — 1% more affordable than the Iowa median and 29% more affordable than the typical U.S. home.
How Grundy County compares
Grundy County is relatively affordable for housing nationally: its typical home costs $205,500 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $161,000 to $302,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Grundy County | $205,500 | $115 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Grundy County home prices by ZIP code
The 8 most valuable ZIP codes in Grundy County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 50624 Dike | $302,000 | $212 | +47% |
| 50621 Grundy Center | $223,000 | $108 | +9% |
| 50609 Beaman | $216,000 | $114 | +5% |
| 50642 Holland | $215,000 | $139 | +5% |
| 50638 Grundy Center | $196,000 | $140 | -5% |
| 50673 Stout | $194,000 | $102 | -6% |
| 50669 Reinbeck | $190,000 | $115 | -8% |
| 50680 Wellsburg | $161,000 | $110 | -22% |
Home value appreciation in Grundy County
Home prices in Grundy County have risen about 70% over the last 10 years (≈5.4% a year) and +96.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.9% — still rising. A home worth $205,500 today was worth roughly $121,239 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Grundy County
Run the numbers for Grundy County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Grundy County
To buy the typical $205,500 home in Grundy County with 20% down, you need a household income of roughly $56,000 a year (about $1,300 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $66,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,300 | $1,620/mo | $69,000/yr |
| 10% (+PMI) | $20,600 | $1,550/mo | $66,000/yr |
| 20% | $41,100 | $1,300/mo | $56,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Grundy County
At about $115 per square foot, here is roughly how much home different budgets get you in Grundy County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1300 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1740 sq ft | around the typical home here |
| $250k | 2170 sq ft | around the typical home here |
| $300k | 2610 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3480 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Grundy County
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Grundy County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.