Fremont County, IA Average Home Price (2026)
The average home price in Fremont County, Iowa is about $187,500 (the 2026 median across 8 ZIP codes, at ~$118/sq ft) — 10% more affordable than the Iowa median and 35% more affordable than the typical U.S. home.
How Fremont County compares
Fremont County is relatively affordable for housing nationally: its typical home costs $187,500 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $114,000 to $227,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Fremont County | $187,500 | $118 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Fremont County home prices by ZIP code
The 8 most valuable ZIP codes in Fremont County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 51653 Tabor | $227,000 | $131 | +21% |
| 51654 Thurman | $220,000 | $215 | +17% |
| 51649 Randolph | $201,000 | $106 | +7% |
| 51652 Sidney | $193,000 | $152 | +3% |
| 51648 Percival | $182,000 | $37 | -3% |
| 51639 Farragut | $177,000 | $98 | -6% |
| 51640 Hamburg | $137,000 | $129 | -27% |
| 51650 Riverton | $114,000 | $67 | -39% |
Home value appreciation in Fremont County
Home prices in Fremont County have risen about 72% over the last 10 years (≈5.5% a year) and +89.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.5% — roughly flat. A home worth $187,500 today was worth roughly $109,266 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Fremont County
Run the numbers for Fremont County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Fremont County
To buy the typical $187,500 home in Fremont County with 20% down, you need a household income of roughly $51,000 a year (about $1,190 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,400 | $1,480/mo | $63,000/yr |
| 10% (+PMI) | $18,800 | $1,410/mo | $61,000/yr |
| 20% | $37,500 | $1,190/mo | $51,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Fremont County
At about $118 per square foot, here is roughly how much home different budgets get you in Fremont County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1270 sq ft | around the typical home here |
| $200k | 1690 sq ft | around the typical home here |
| $250k | 2120 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2540 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3390 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Fremont County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Fremont County home prices: frequently asked
What is the average home price in Fremont County, IA? +
What salary do you need to buy a house in Fremont County? +
Which part of Fremont County is most expensive? +
Are home values in Fremont County going up? +
Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.