Fayette County, IA Average Home Price (2026)
The average home price in Fayette County, Iowa is about $200,000 (the 2026 median across 13 ZIP codes, at ~$97/sq ft) — 4% more affordable than the Iowa median and 31% more affordable than the typical U.S. home.
How Fayette County compares
Fayette County is relatively affordable for housing nationally: its typical home costs $200,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $91,000 to $420,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Fayette County | $200,000 | $97 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Fayette County home prices by ZIP code
The 13 most valuable ZIP codes in Fayette County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 52164 Randalia | $420,000 | $221 | +110% |
| 52141 Elgin | $276,000 | $88 | +38% |
| 52171 Jackson Junction | $238,000 | $159 | +19% |
| 52169 Wadena | $235,000 | $95 | +18% |
| 50671 Stanley | $231,000 | $75 | +16% |
| 52135 Clermont | $202,000 | $113 | +1% |
| 52147 Hawkeye | $200,000 | $81 | +0% |
| 50681 Westgate | $198,000 | $104 | -1% |
| 52175 West Union | $178,000 | $111 | -11% |
| 50655 Maynard | $177,000 | $127 | -11% |
| 52142 Fayette | $174,000 | $92 | -13% |
| 50662 Oelwein | $110,000 | $97 | -45% |
| 50664 Oran | $91,000 | $48 | -55% |
Home value appreciation in Fayette County
Home prices in Fayette County have risen about 64% over the last 10 years (≈5.1% a year) and +81.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +12.1% — still rising. A home worth $200,000 today was worth roughly $121,877 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Fayette County
Run the numbers for Fayette County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Fayette County
To buy the typical $200,000 home in Fayette County with 20% down, you need a household income of roughly $54,000 a year (about $1,270 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $65,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,000 | $1,580/mo | $68,000/yr |
| 10% (+PMI) | $20,000 | $1,510/mo | $65,000/yr |
| 20% | $40,000 | $1,270/mo | $54,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Fayette County
At about $97 per square foot, here is roughly how much home different budgets get you in Fayette County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1550 sq ft | below the local median — condos, smaller or older homes |
| $200k | 2060 sq ft | around the typical home here |
| $250k | 2580 sq ft | around the typical home here |
| $300k | 3090 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 4120 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Fayette County
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Fayette County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.