Dubuque County, IA Average Home Price (2026)
The average home price in Dubuque County, Iowa is about $327,000 (the 2026 median across 13 ZIP codes, at ~$165/sq ft) — 58% more expensive than the Iowa median and 13% more expensive than the typical U.S. home.
How Dubuque County compares
Dubuque County is about average for housing nationally: its typical home costs $327,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $207,000 to $442,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Dubuque County | $327,000 | $165 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Cities in Dubuque County
Cities with their own home-value page, largest first:
Dubuque County home prices by ZIP code
The 13 most valuable ZIP codes in Dubuque County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 52068 Peosta | $442,000 | $196 | +35% |
| 52039 Durango | $401,000 | $180 | +23% |
| 52073 Dubuque | $381,000 | $264 | +17% |
| 52002 Dubuque | $348,000 | $187 | +6% |
| 52053 Guttenberg | $342,000 | $147 | +5% |
| 52003 Dubuque | $338,000 | $172 | +3% |
| 52045 Farley | $327,000 | $131 | +0% |
| 52065 Dyersville | $327,000 | $155 | +0% |
| 52078 Worthington | $320,000 | $168 | -2% |
| 52046 Farley | $313,000 | $165 | -4% |
| 52032 Bernard | $294,000 | $121 | -10% |
| 52056 Luxemburg | $236,000 | $89 | -28% |
| 52001 Dubuque | $207,000 | $143 | -37% |
Home value appreciation in Dubuque County
Home prices in Dubuque County have risen about 67% over the last 10 years (≈5.2% a year) and +92.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.2% — still rising. A home worth $327,000 today was worth roughly $196,161 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Dubuque County
Run the numbers for Dubuque County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Dubuque County
To buy the typical $327,000 home in Dubuque County with 20% down, you need a household income of roughly $89,000 a year (about $2,080 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $106,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,400 | $2,580/mo | $111,000/yr |
| 10% (+PMI) | $32,700 | $2,470/mo | $106,000/yr |
| 20% | $65,400 | $2,080/mo | $89,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Dubuque County
At about $165 per square foot, here is roughly how much home different budgets get you in Dubuque County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 910 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1210 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1520 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1820 sq ft | around the typical home here |
| $400k | 2420 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Dubuque County
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Dubuque County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.