Delaware County, IA Average Home Price (2026)
The average home price in Delaware County, Iowa is about $257,500 (the 2026 median across 8 ZIP codes, at ~$146/sq ft) — 24% more expensive than the Iowa median and 11% more affordable than the typical U.S. home.
How Delaware County compares
Delaware County is about average for housing nationally: its typical home costs $257,500 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $231,000 to $290,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Delaware County | $257,500 | $146 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Delaware County home prices by ZIP code
The 8 most valuable ZIP codes in Delaware County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 52040 Dyersville | $290,000 | $135 | +13% |
| 52223 Delhi | $268,000 | $290 | +4% |
| 52330 Ryan | $267,000 | $139 | +4% |
| 52050 Greeley | $261,000 | $48 | +1% |
| 52237 Hopkinton | $254,000 | $152 | -1% |
| 52041 Earlville | $242,000 | $152 | -6% |
| 52038 Dundee | $238,000 | $99 | -8% |
| 52057 Manchester | $231,000 | $156 | -10% |
Home value appreciation in Delaware County
Home prices in Delaware County have risen about 73% over the last 10 years (≈5.6% a year) and +105.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.1% — still rising. A home worth $257,500 today was worth roughly $148,758 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Delaware County
Run the numbers for Delaware County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Delaware County
To buy the typical $257,500 home in Delaware County with 20% down, you need a household income of roughly $70,000 a year (about $1,630 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $83,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,900 | $2,030/mo | $87,000/yr |
| 10% (+PMI) | $25,800 | $1,940/mo | $83,000/yr |
| 20% | $51,500 | $1,630/mo | $70,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Delaware County
At about $146 per square foot, here is roughly how much home different budgets get you in Delaware County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1370 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1710 sq ft | around the typical home here |
| $300k | 2050 sq ft | around the typical home here |
| $400k | 2740 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Delaware County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Delaware County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.