Cass County, IA Average Home Price (2026)
The average home price in Cass County, Iowa is about $176,000 (the 2026 median across 8 ZIP codes, at ~$116/sq ft) — 15% more affordable than the Iowa median and 39% more affordable than the typical U.S. home.
How Cass County compares
Cass County is relatively affordable for housing nationally: its typical home costs $176,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $161,000 to $204,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Cass County | $176,000 | $116 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Cass County home prices by ZIP code
The 8 most valuable ZIP codes in Cass County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 50274 Wiota | $204,000 | $107 | +16% |
| 51535 Griswold | $196,000 | $74 | +11% |
| 51552 Marne | $190,000 | $138 | +8% |
| 50843 Cumberland | $182,000 | $96 | +3% |
| 50853 Massena | $170,000 | $127 | -3% |
| 50020 Anita | $168,000 | $192 | -5% |
| 50022 Atlantic | $161,000 | $125 | -9% |
| 51544 Lewis | $161,000 | $85 | -9% |
Home value appreciation in Cass County
Home prices in Cass County have risen about 70% over the last 10 years (≈5.4% a year) and +92.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.2% — still rising. A home worth $176,000 today was worth roughly $103,774 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Cass County
Run the numbers for Cass County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Cass County
To buy the typical $176,000 home in Cass County with 20% down, you need a household income of roughly $48,000 a year (about $1,120 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $57,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,800 | $1,390/mo | $60,000/yr |
| 10% (+PMI) | $17,600 | $1,330/mo | $57,000/yr |
| 20% | $35,200 | $1,120/mo | $48,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Cass County
At about $116 per square foot, here is roughly how much home different budgets get you in Cass County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1290 sq ft | around the typical home here |
| $200k | 1720 sq ft | around the typical home here |
| $250k | 2160 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2590 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3450 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Cass County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Cass County home prices: frequently asked
What is the average home price in Cass County, IA? +
What salary do you need to buy a house in Cass County? +
Which part of Cass County is most expensive? +
Are home values in Cass County going up? +
Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.