Carroll County, IA Average Home Price (2026)
The average home price in Carroll County, Iowa is about $223,000 (the 2026 median across 9 ZIP codes, at ~$121/sq ft) — 7% more expensive than the Iowa median and 23% more affordable than the typical U.S. home.
How Carroll County compares
Carroll County is about average for housing nationally: its typical home costs $223,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $125,000 to $247,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Carroll County | $223,000 | $121 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Carroll County home prices by ZIP code
The 9 most valuable ZIP codes in Carroll County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 51436 Breda | $247,000 | $151 | +11% |
| 51430 Arcadia | $244,000 | $81 | +9% |
| 51463 Templeton | $233,000 | $76 | +4% |
| 51401 Carroll | $227,000 | $161 | +2% |
| 51443 Glidden | $223,000 | $127 | +0% |
| 51440 Dedham | $207,000 | $275 | -7% |
| 51455 Manilla | $195,000 | $121 | -13% |
| 51444 Halbur | $176,000 | $63 | -21% |
| 51451 Lanesboro | $125,000 | $66 | -44% |
Home value appreciation in Carroll County
Home prices in Carroll County have risen about 70% over the last 10 years (≈5.4% a year) and +104.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.7% — roughly flat. A home worth $223,000 today was worth roughly $131,486 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Carroll County
Run the numbers for Carroll County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Carroll County
To buy the typical $223,000 home in Carroll County with 20% down, you need a household income of roughly $61,000 a year (about $1,420 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $72,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,200 | $1,760/mo | $75,000/yr |
| 10% (+PMI) | $22,300 | $1,680/mo | $72,000/yr |
| 20% | $44,600 | $1,420/mo | $61,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Carroll County
At about $121 per square foot, here is roughly how much home different budgets get you in Carroll County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1240 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1650 sq ft | around the typical home here |
| $250k | 2070 sq ft | around the typical home here |
| $300k | 2480 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3310 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Carroll County
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Carroll County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.