Calhoun County, IA Average Home Price (2026)
The average home price in Calhoun County, Iowa is about $147,500 (the 2026 median across 8 ZIP codes, at ~$97/sq ft) — 29% more affordable than the Iowa median and 49% more affordable than the typical U.S. home.
How Calhoun County compares
Calhoun County is relatively affordable for housing nationally: its typical home costs $147,500 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $98,000 to $224,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Calhoun County | $147,500 | $97 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Calhoun County home prices by ZIP code
The 8 most valuable ZIP codes in Calhoun County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 50586 Somers | $224,000 | $118 | +52% |
| 50563 Manson | $195,000 | $135 | +32% |
| 50579 Rockwell City | $153,000 | $84 | +4% |
| 51449 Lake City | $150,000 | $100 | +2% |
| 50561 Lytton | $145,000 | $76 | -2% |
| 50538 Farnhamville | $122,000 | $94 | -17% |
| 51453 Farnhamville | $121,000 | $133 | -18% |
| 50575 Pomeroy | $98,000 | $66 | -34% |
Home value appreciation in Calhoun County
Home prices in Calhoun County have risen about 100% over the last 10 years (≈7.2% a year) and +117.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.2% — still rising. A home worth $147,500 today was worth roughly $73,898 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Calhoun County
Run the numbers for Calhoun County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Calhoun County
To buy the typical $147,500 home in Calhoun County with 20% down, you need a household income of roughly $40,000 a year (about $940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $48,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,400 | $1,160/mo | $50,000/yr |
| 10% (+PMI) | $14,800 | $1,110/mo | $48,000/yr |
| 20% | $29,500 | $940/mo | $40,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Calhoun County
At about $97 per square foot, here is roughly how much home different budgets get you in Calhoun County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1550 sq ft | around the typical home here |
| $200k | 2060 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2580 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3090 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Calhoun County
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Calhoun County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.