Buchanan County, IA Average Home Price (2026)
The average home price in Buchanan County, Iowa is about $233,500 (the 2026 median across 10 ZIP codes, at ~$163/sq ft) — 13% more expensive than the Iowa median and 19% more affordable than the typical U.S. home.
How Buchanan County compares
Buchanan County is about average for housing nationally: its typical home costs $233,500 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $156,000 to $306,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Buchanan County | $233,500 | $163 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Buchanan County home prices by ZIP code
The 10 most valuable ZIP codes in Buchanan County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 50654 Masonville | $306,000 | $161 | +31% |
| 50629 Fairbank | $267,000 | $168 | +14% |
| 52329 Rowley | $250,000 | $123 | +7% |
| 52210 Brandon | $240,000 | $115 | +3% |
| 50682 Winthrop | $235,000 | $165 | +1% |
| 50607 Aurora | $232,000 | $167 | -1% |
| 50644 Independence | $210,000 | $159 | -10% |
| 50650 Lamont | $180,000 | $101 | -23% |
| 50641 Hazleton | $170,000 | $189 | -27% |
| 52326 Quasqueton | $156,000 | $242 | -33% |
Home value appreciation in Buchanan County
Home prices in Buchanan County have risen about 61% over the last 10 years (≈4.8% a year) and +86.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.9% — still rising. A home worth $233,500 today was worth roughly $145,483 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Buchanan County
Run the numbers for Buchanan County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Buchanan County
To buy the typical $233,500 home in Buchanan County with 20% down, you need a household income of roughly $64,000 a year (about $1,480 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,700 | $1,840/mo | $79,000/yr |
| 10% (+PMI) | $23,400 | $1,760/mo | $75,000/yr |
| 20% | $46,700 | $1,480/mo | $64,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Buchanan County
At about $163 per square foot, here is roughly how much home different budgets get you in Buchanan County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 920 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1230 sq ft | around the typical home here |
| $250k | 1530 sq ft | around the typical home here |
| $300k | 1840 sq ft | around the typical home here |
| $400k | 2450 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Buchanan County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Buchanan County home prices: frequently asked
What is the average home price in Buchanan County, IA? +
What salary do you need to buy a house in Buchanan County? +
Which part of Buchanan County is most expensive? +
Are home values in Buchanan County going up? +
Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.