Bremer County, IA Average Home Price (2026)
The average home price in Bremer County, Iowa is about $223,000 (the 2026 median across 8 ZIP codes, at ~$139/sq ft) — 7% more expensive than the Iowa median and 23% more affordable than the typical U.S. home.
How Bremer County compares
Bremer County is about average for housing nationally: its typical home costs $223,000 against $207,500 for Iowa and $289,000 for the U.S. Within the county, ZIP-level values run from about $173,000 to $313,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Bremer County | $223,000 | $139 |
| Iowa | $207,500 | $133 |
| United States | $289,000 | $193 |
Bremer County home prices by ZIP code
The 8 most valuable ZIP codes in Bremer County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 50647 Janesville | $313,000 | $177 | +40% |
| 50622 Denver | $310,000 | $154 | +39% |
| 50677 Waverly | $280,000 | $153 | +26% |
| 50668 Readlyn | $224,000 | $125 | +0% |
| 50666 Plainfield | $222,000 | $117 | +0% |
| 50674 Sumner | $211,000 | $108 | -5% |
| 50631 Frederika | $180,000 | $95 | -19% |
| 50676 Tripoli | $173,000 | $185 | -22% |
Home value appreciation in Bremer County
Home prices in Bremer County have risen about 53% over the last 10 years (≈4.4% a year) and +74.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.7% — still rising. A home worth $223,000 today was worth roughly $145,372 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Iowa is +65.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Bremer County
Run the numbers for Bremer County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Bremer County
To buy the typical $223,000 home in Bremer County with 20% down, you need a household income of roughly $61,000 a year (about $1,420 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $72,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,200 | $1,760/mo | $75,000/yr |
| 10% (+PMI) | $22,300 | $1,680/mo | $72,000/yr |
| 20% | $44,600 | $1,420/mo | $61,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Bremer County
At about $139 per square foot, here is roughly how much home different budgets get you in Bremer County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1440 sq ft | around the typical home here |
| $250k | 1800 sq ft | around the typical home here |
| $300k | 2160 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2880 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Iowa.
Estimate a specific home in Bremer County
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Bremer County home prices: frequently asked
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Browse all Iowa cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.