Wells County, IN Average Home Price (2026)
The average home price in Wells County, Indiana is about $269,000 (the 2026 median across 9 ZIP codes, at ~$144/sq ft) — 15% more expensive than the Indiana median and 7% more affordable than the typical U.S. home.
How Wells County compares
Wells County is about average for housing nationally: its typical home costs $269,000 against $234,000 for Indiana and $289,000 for the U.S. Within the county, ZIP-level values run from about $217,000 to $314,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Wells County | $269,000 | $144 |
| Indiana | $234,000 | $154 |
| United States | $289,000 | $193 |
Wells County home prices by ZIP code
The 9 most valuable ZIP codes in Wells County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 46731 Craigville | $314,000 | $211 | +17% |
| 46791 Uniondale | $289,000 | $127 | +7% |
| 46770 Markle | $281,000 | $225 | +4% |
| 46759 Keystone | $271,000 | $144 | +1% |
| 46777 Ossian | $269,000 | $180 | +0% |
| 46781 Poneto | $241,000 | $127 | -10% |
| 46714 Bluffton | $234,000 | $144 | -13% |
| 46766 Liberty Center | $225,000 | $156 | -16% |
| 46799 Zanesville | $217,000 | $107 | -19% |
Home value appreciation in Wells County
Home prices in Wells County have risen about 97% over the last 10 years (≈7.0% a year) and +104.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.1% — still rising. A home worth $269,000 today was worth roughly $136,410 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Indiana is +94.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Wells County
Run the numbers for Wells County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Wells County
To buy the typical $269,000 home in Wells County with 20% down, you need a household income of roughly $73,000 a year (about $1,710 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $87,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,500 | $2,120/mo | $91,000/yr |
| 10% (+PMI) | $26,900 | $2,030/mo | $87,000/yr |
| 20% | $53,800 | $1,710/mo | $73,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Wells County
At about $144 per square foot, here is roughly how much home different budgets get you in Wells County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1390 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1740 sq ft | around the typical home here |
| $300k | 2080 sq ft | around the typical home here |
| $400k | 2780 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Indiana.
Estimate a specific home in Wells County
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Wells County home prices: frequently asked
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Browse all Indiana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.