Wayne County, IN Average Home Price (2026)
The average home price in Wayne County, Indiana is about $217,000 (the 2026 median across 9 ZIP codes, at ~$134/sq ft) — 7% more affordable than the Indiana median and 25% more affordable than the typical U.S. home.
How Wayne County compares
Wayne County is about average for housing nationally: its typical home costs $217,000 against $234,000 for Indiana and $289,000 for the U.S. Within the county, ZIP-level values run from about $160,000 to $251,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Wayne County | $217,000 | $134 |
| Indiana | $234,000 | $154 |
| United States | $289,000 | $193 |
Wayne County home prices by ZIP code
The 9 most valuable ZIP codes in Wayne County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 47393 Williamsburg | $251,000 | $95 | +16% |
| 47345 Greens Fork | $245,000 | $153 | +13% |
| 47339 Economy | $233,000 | $181 | +7% |
| 47341 Fountain City | $228,000 | $123 | +5% |
| 47330 Centerville | $217,000 | $134 | +0% |
| 47357 Milton | $213,000 | $167 | -2% |
| 47346 Hagerstown | $211,000 | $154 | -3% |
| 47327 Cambridge City | $182,000 | $73 | -16% |
| 47374 Richmond | $160,000 | $124 | -26% |
Home value appreciation in Wayne County
Home prices in Wayne County have risen about 78% over the last 10 years (≈6.0% a year) and +57.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.4% — still rising. A home worth $217,000 today was worth roughly $121,637 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Indiana is +94.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Wayne County
Run the numbers for Wayne County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Wayne County
To buy the typical $217,000 home in Wayne County with 20% down, you need a household income of roughly $59,000 a year (about $1,380 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $70,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,900 | $1,710/mo | $73,000/yr |
| 10% (+PMI) | $21,700 | $1,640/mo | $70,000/yr |
| 20% | $43,400 | $1,380/mo | $59,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Wayne County
At about $134 per square foot, here is roughly how much home different budgets get you in Wayne County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1490 sq ft | around the typical home here |
| $250k | 1870 sq ft | around the typical home here |
| $300k | 2240 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2990 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Indiana.
Estimate a specific home in Wayne County
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Wayne County home prices: frequently asked
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Browse all Indiana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.