Kosciusko County, IN Average Home Price (2026)
The average home price in Kosciusko County, Indiana is about $281,000 (the 2026 median across 13 ZIP codes, at ~$196/sq ft) — 20% more expensive than the Indiana median and 3% more affordable than the typical U.S. home.
How Kosciusko County compares
Kosciusko County is about average for housing nationally: its typical home costs $281,000 against $234,000 for Indiana and $289,000 for the U.S. Within the county, ZIP-level values run from about $125,000 to $386,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Kosciusko County | $281,000 | $196 |
| Indiana | $234,000 | $154 |
| United States | $289,000 | $193 |
Cities in Kosciusko County
Cities with their own home-value page, largest first:
Kosciusko County home prices by ZIP code
The 13 most valuable ZIP codes in Kosciusko County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 46567 Syracuse | $386,000 | $294 | +37% |
| 46538 Leesburg | $371,000 | $331 | +32% |
| 46582 Warsaw | $316,000 | $199 | +12% |
| 46590 Winona Lake | $309,000 | $183 | +10% |
| 46524 Etna Green | $307,000 | $221 | +9% |
| 46542 Milford | $286,000 | $201 | +2% |
| 46555 North Webster | $281,000 | $196 | +0% |
| 46562 Pierceton | $257,000 | $127 | -9% |
| 46580 Warsaw | $256,000 | $171 | -9% |
| 46510 Claypool | $238,000 | $164 | -15% |
| 46539 Mentone | $215,000 | $218 | -23% |
| 46982 Silver Lake | $197,000 | $154 | -30% |
| 46508 Burket | $125,000 | $66 | -56% |
Home value appreciation in Kosciusko County
Home prices in Kosciusko County have risen about 90% over the last 10 years (≈6.6% a year) and +94.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.6% — still rising. A home worth $281,000 today was worth roughly $148,207 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Indiana is +94.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Kosciusko County
Run the numbers for Kosciusko County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Kosciusko County
To buy the typical $281,000 home in Kosciusko County with 20% down, you need a household income of roughly $76,000 a year (about $1,780 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $91,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,100 | $2,220/mo | $95,000/yr |
| 10% (+PMI) | $28,100 | $2,120/mo | $91,000/yr |
| 20% | $56,200 | $1,780/mo | $76,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Kosciusko County
At about $196 per square foot, here is roughly how much home different budgets get you in Kosciusko County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 770 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1020 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1280 sq ft | around the typical home here |
| $300k | 1530 sq ft | around the typical home here |
| $400k | 2040 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Indiana.
Estimate a specific home in Kosciusko County
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Kosciusko County home prices: frequently asked
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Browse all Indiana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.