Knox County, IN Average Home Price (2026)
The average home price in Knox County, Indiana is about $170,000 (the 2026 median across 11 ZIP codes, at ~$100/sq ft) — 27% more affordable than the Indiana median and 41% more affordable than the typical U.S. home.
How Knox County compares
Knox County is relatively affordable for housing nationally: its typical home costs $170,000 against $234,000 for Indiana and $289,000 for the U.S. Within the county, ZIP-level values run from about $100,000 to $221,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Knox County | $170,000 | $100 |
| Indiana | $234,000 | $154 |
| United States | $289,000 | $193 |
Knox County home prices by ZIP code
The 11 most valuable ZIP codes in Knox County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 47516 Bruceville | $221,000 | $80 | +30% |
| 47557 Monroe City | $198,000 | $105 | +16% |
| 47596 Westphalia | $198,000 | $104 | +16% |
| 47561 Oaktown | $177,000 | $100 | +4% |
| 47597 Wheatland | $171,000 | $178 | +1% |
| 47591 Vincennes | $170,000 | $119 | +0% |
| 47578 Sandborn | $158,000 | $169 | -7% |
| 47528 Edwardsport | $143,000 | $31 | -16% |
| 47524 Decker | $138,000 | $90 | -19% |
| 47535 Edwardsport | $123,000 | $76 | -28% |
| 47512 Bicknell | $100,000 | $97 | -41% |
Home value appreciation in Knox County
Home prices in Knox County have risen about 60% over the last 10 years (≈4.8% a year) and +86.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.3% — still rising. A home worth $170,000 today was worth roughly $106,184 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Indiana is +94.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Knox County
Run the numbers for Knox County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Knox County
To buy the typical $170,000 home in Knox County with 20% down, you need a household income of roughly $46,000 a year (about $1,080 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $55,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,500 | $1,340/mo | $57,000/yr |
| 10% (+PMI) | $17,000 | $1,280/mo | $55,000/yr |
| 20% | $34,000 | $1,080/mo | $46,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Knox County
At about $100 per square foot, here is roughly how much home different budgets get you in Knox County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1500 sq ft | around the typical home here |
| $200k | 2000 sq ft | around the typical home here |
| $250k | 2500 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3000 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 4000 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Indiana.
Estimate a specific home in Knox County
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Knox County home prices: frequently asked
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Browse all Indiana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.