Gibson County, IN Average Home Price (2026)
The average home price in Gibson County, Indiana is about $188,500 (the 2026 median across 10 ZIP codes, at ~$92/sq ft) — 19% more affordable than the Indiana median and 35% more affordable than the typical U.S. home.
How Gibson County compares
Gibson County is relatively affordable for housing nationally: its typical home costs $188,500 against $234,000 for Indiana and $289,000 for the U.S. Within the county, ZIP-level values run from about $92,000 to $316,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Gibson County | $188,500 | $92 |
| Indiana | $234,000 | $154 |
| United States | $289,000 | $193 |
Gibson County home prices by ZIP code
The 10 most valuable ZIP codes in Gibson County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 47639 Haubstadt | $316,000 | $163 | +68% |
| 47648 Fort Branch | $236,000 | $198 | +25% |
| 47665 Poseyville | $231,000 | $115 | +23% |
| 47649 Francisco | $202,000 | $50 | +7% |
| 47670 Princeton | $193,000 | $139 | +2% |
| 47640 Decker | $184,000 | $28 | -2% |
| 47666 Princeton | $180,000 | $95 | -5% |
| 47660 Oakland City | $166,000 | $88 | -12% |
| 47612 Cynthiana | $165,000 | $87 | -12% |
| 47616 Griffin | $92,000 | $48 | -51% |
Home value appreciation in Gibson County
Home prices in Gibson County have risen about 79% over the last 10 years (≈6.0% a year) and +88.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.0% — still rising. A home worth $188,500 today was worth roughly $105,425 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Indiana is +94.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Gibson County
Run the numbers for Gibson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Gibson County
To buy the typical $188,500 home in Gibson County with 20% down, you need a household income of roughly $51,000 a year (about $1,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,400 | $1,490/mo | $64,000/yr |
| 10% (+PMI) | $18,900 | $1,420/mo | $61,000/yr |
| 20% | $37,700 | $1,200/mo | $51,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Gibson County
At about $92 per square foot, here is roughly how much home different budgets get you in Gibson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1630 sq ft | below the local median — condos, smaller or older homes |
| $200k | 2170 sq ft | around the typical home here |
| $250k | 2720 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3260 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 4350 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Indiana.
Estimate a specific home in Gibson County
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Gibson County home prices: frequently asked
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Browse all Indiana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.