Delaware County, IN Average Home Price (2026)
The average home price in Delaware County, Indiana is about $201,500 (the 2026 median across 10 ZIP codes, at ~$121/sq ft) — 14% more affordable than the Indiana median and 30% more affordable than the typical U.S. home.
How Delaware County compares
Delaware County is relatively affordable for housing nationally: its typical home costs $201,500 against $234,000 for Indiana and $289,000 for the U.S. Within the county, ZIP-level values run from about $82,000 to $256,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Delaware County | $201,500 | $121 |
| Indiana | $234,000 | $154 |
| United States | $289,000 | $193 |
Cities in Delaware County
Cities with their own home-value page, largest first:
Delaware County home prices by ZIP code
The 10 most valuable ZIP codes in Delaware County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 47396 Yorktown | $256,000 | $160 | +27% |
| 47383 Selma | $246,000 | $132 | +22% |
| 47334 Muncie | $233,000 | $160 | +16% |
| 47304 Muncie | $212,000 | $121 | +5% |
| 47342 Gaston | $204,000 | $76 | +1% |
| 47320 Albany | $199,000 | $121 | -1% |
| 47338 Eaton | $174,000 | $69 | -14% |
| 47303 Muncie | $142,000 | $121 | -30% |
| 47302 Muncie | $102,000 | $98 | -49% |
| 47305 Muncie | $82,000 | $64 | -59% |
Home value appreciation in Delaware County
Home prices in Delaware County have risen about 93% over the last 10 years (≈6.8% a year) and +73.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.0% — still rising. A home worth $201,500 today was worth roughly $104,675 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Indiana is +94.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Delaware County
Run the numbers for Delaware County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Delaware County
To buy the typical $201,500 home in Delaware County with 20% down, you need a household income of roughly $55,000 a year (about $1,280 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $65,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,100 | $1,590/mo | $68,000/yr |
| 10% (+PMI) | $20,200 | $1,520/mo | $65,000/yr |
| 20% | $40,300 | $1,280/mo | $55,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Delaware County
At about $121 per square foot, here is roughly how much home different budgets get you in Delaware County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1240 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1650 sq ft | around the typical home here |
| $250k | 2070 sq ft | around the typical home here |
| $300k | 2480 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3310 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Indiana.
Estimate a specific home in Delaware County
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Delaware County home prices: frequently asked
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Browse all Indiana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.