Allen County, IN Average Home Price (2026)
The average home price in Allen County, Indiana is about $259,000 (the 2026 median across 25 ZIP codes, at ~$160/sq ft) — 11% more expensive than the Indiana median and 10% more affordable than the typical U.S. home.
How Allen County compares
Allen County is about average for housing nationally: its typical home costs $259,000 against $234,000 for Indiana and $289,000 for the U.S. Within the county, ZIP-level values run from about $109,000 to $462,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Allen County | $259,000 | $160 |
| Indiana | $234,000 | $154 |
| United States | $289,000 | $193 |
Cities in Allen County
Cities with their own home-value page, largest first:
Allen County home prices by ZIP code
The 15 most valuable ZIP codes in Allen County (of 25 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 46814 Fort Wayne | $462,000 | $196 | +78% |
| 46765 Leo-Cedarville | $399,000 | $204 | +54% |
| 46845 Fort Wayne | $390,000 | $183 | +51% |
| 46741 Grabill | $374,000 | $189 | +44% |
| 46748 Huntertown | $353,000 | $200 | +36% |
| 46745 Hoagland | $314,000 | $146 | +21% |
| 46818 Fort Wayne | $310,000 | $201 | +20% |
| 46804 Fort Wayne | $305,000 | $166 | +18% |
| 46798 Ossian | $292,000 | $277 | +13% |
| 46797 Woodburn | $286,000 | $172 | +10% |
| 46743 Harlan | $279,000 | $160 | +8% |
| 46835 Fort Wayne | $261,000 | $156 | +1% |
| 46773 Monroeville | $259,000 | $139 | +0% |
| 46825 Fort Wayne | $259,000 | $172 | +0% |
| 46774 New Haven | $248,000 | $159 | -4% |
Home value appreciation in Allen County
Home prices in Allen County have risen about 125% over the last 10 years (≈8.4% a year) and +127.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.6% — still rising. A home worth $259,000 today was worth roughly $115,214 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Indiana is +94.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Allen County
Run the numbers for Allen County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Allen County
To buy the typical $259,000 home in Allen County with 20% down, you need a household income of roughly $70,000 a year (about $1,640 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $84,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,000 | $2,040/mo | $88,000/yr |
| 10% (+PMI) | $25,900 | $1,950/mo | $84,000/yr |
| 20% | $51,800 | $1,640/mo | $70,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Allen County
At about $160 per square foot, here is roughly how much home different budgets get you in Allen County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 940 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1250 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1560 sq ft | around the typical home here |
| $300k | 1880 sq ft | around the typical home here |
| $400k | 2500 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Indiana.
Estimate a specific home in Allen County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Allen County home prices: frequently asked
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Browse all Indiana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.