Woodford County, IL Average Home Price (2026)
The average home price in Woodford County, Illinois is about $214,500 (the 2026 median across 12 ZIP codes, at ~$127/sq ft) — 9% more expensive than the Illinois median and 26% more affordable than the typical U.S. home.
How Woodford County compares
Woodford County is relatively affordable for housing nationally: its typical home costs $214,500 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $140,000 to $309,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Woodford County | $214,500 | $127 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Woodford County home prices by ZIP code
The 12 most valuable ZIP codes in Woodford County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 61742 Goodfield | $309,000 | $163 | +44% |
| 61729 Congerville | $300,000 | $158 | +40% |
| 61725 Carlock | $297,000 | $139 | +38% |
| 61548 Metamora | $295,000 | $123 | +38% |
| 61771 Secor | $227,000 | $127 | +6% |
| 61530 Eureka | $220,000 | $112 | +3% |
| 61738 Minonk | $209,000 | $116 | -3% |
| 61545 Lowpoint | $205,000 | $166 | -4% |
| 61561 Roanoke | $183,000 | $113 | -15% |
| 61516 Benson | $164,000 | $126 | -24% |
| 61760 Minonk | $162,000 | $140 | -24% |
| 61570 Washburn | $140,000 | $70 | -35% |
Home value appreciation in Woodford County
Home prices in Woodford County have risen about 51% over the last 10 years (≈4.2% a year) and +59.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.0% — still rising. A home worth $214,500 today was worth roughly $141,959 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Woodford County
Run the numbers for Woodford County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Woodford County
To buy the typical $214,500 home in Woodford County with 20% down, you need a household income of roughly $58,000 a year (about $1,360 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,690/mo | $73,000/yr |
| 10% (+PMI) | $21,500 | $1,620/mo | $69,000/yr |
| 20% | $42,900 | $1,360/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Woodford County
At about $127 per square foot, here is roughly how much home different budgets get you in Woodford County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1570 sq ft | around the typical home here |
| $250k | 1970 sq ft | around the typical home here |
| $300k | 2360 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3150 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Woodford County
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Woodford County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.