Wayne County, IL Average Home Price (2026)
The average home price in Wayne County, Illinois is about $136,500 (the 2026 median across 8 ZIP codes, at ~$97/sq ft) — 31% more affordable than the Illinois median and 53% more affordable than the typical U.S. home.
How Wayne County compares
Wayne County is relatively affordable for housing nationally: its typical home costs $136,500 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $99,000 to $300,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Wayne County | $136,500 | $97 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Wayne County home prices by ZIP code
The 8 most valuable ZIP codes in Wayne County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 62878 Rinard | $300,000 | $158 | +120% |
| 62886 Sims | $173,000 | $91 | +27% |
| 62446 Mount Erie | $155,000 | $29 | +14% |
| 62823 Cisne | $139,000 | $97 | +2% |
| 62895 Wayne City | $134,000 | $151 | -2% |
| 62842 Mount Erie | $121,000 | $108 | -11% |
| 62837 Fairfield | $105,000 | $97 | -23% |
| 62851 Keenes | $99,000 | $52 | -27% |
Home value appreciation in Wayne County
Home prices in Wayne County have risen about 36% over the last 10 years (≈3.1% a year) and +93.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +28.2% — still rising. A home worth $136,500 today was worth roughly $100,442 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Wayne County
Run the numbers for Wayne County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Wayne County
To buy the typical $136,500 home in Wayne County with 20% down, you need a household income of roughly $37,000 a year (about $870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $44,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,800 | $1,080/mo | $46,000/yr |
| 10% (+PMI) | $13,700 | $1,030/mo | $44,000/yr |
| 20% | $27,300 | $870/mo | $37,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Wayne County
At about $97 per square foot, here is roughly how much home different budgets get you in Wayne County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1550 sq ft | around the typical home here |
| $200k | 2060 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2580 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3090 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Wayne County
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Wayne County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.