Vermilion County, IL Average Home Price (2026)
The average home price in Vermilion County, Illinois is about $125,000 (the 2026 median across 20 ZIP codes, at ~$81/sq ft) — 37% more affordable than the Illinois median and 57% more affordable than the typical U.S. home.
How Vermilion County compares
Vermilion County is relatively affordable for housing nationally: its typical home costs $125,000 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $68,000 to $287,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Vermilion County | $125,000 | $81 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Cities in Vermilion County
Cities with their own home-value page, largest first:
Vermilion County home prices by ZIP code
The 15 most valuable ZIP codes in Vermilion County (of 20 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 61812 Armstrong | $287,000 | $151 | +130% |
| 61834 Danville | $187,000 | $119 | +50% |
| 61844 Fithian | $179,000 | $123 | +43% |
| 61814 Bismarck | $172,000 | $48 | +38% |
| 61817 Catlin | $172,000 | $117 | +38% |
| 61858 Oakwood | $170,000 | $144 | +36% |
| 61811 Alvin | $169,000 | $89 | +35% |
| 61841 Fairmount | $163,000 | $86 | +30% |
| 61865 Potomac | $142,000 | $37 | +14% |
| 61850 Indianola | $126,000 | $67 | +1% |
| 61810 Allerton | $124,000 | $65 | -1% |
| 61876 Sidell | $117,000 | $69 | -6% |
| 60963 Rossville | $114,000 | $97 | -9% |
| 61870 Ridge Farm | $107,000 | $71 | -14% |
| 60960 Rankin | $106,000 | $128 | -15% |
Home value appreciation in Vermilion County
Home prices in Vermilion County have risen about 58% over the last 10 years (≈4.7% a year) and +51.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.6% — still rising. A home worth $125,000 today was worth roughly $79,064 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Vermilion County
Run the numbers for Vermilion County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Vermilion County
To buy the typical $125,000 home in Vermilion County with 20% down, you need a household income of roughly $34,000 a year (about $790 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $40,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,300 | $990/mo | $42,000/yr |
| 10% (+PMI) | $12,500 | $940/mo | $40,000/yr |
| 20% | $25,000 | $790/mo | $34,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Vermilion County
At about $81 per square foot, here is roughly how much home different budgets get you in Vermilion County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1850 sq ft | around the typical home here |
| $200k | 2470 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 3090 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3700 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in Vermilion County
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Vermilion County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.