McLean County, IL Average Home Price (2026)
The average home price in McLean County, Illinois is about $221,000 (the 2026 median across 22 ZIP codes, at ~$140/sq ft) — 12% more expensive than the Illinois median and 24% more affordable than the typical U.S. home.
How McLean County compares
McLean County is about average for housing nationally: its typical home costs $221,000 against $197,000 for Illinois and $289,000 for the U.S. Within the county, ZIP-level values run from about $141,000 to $388,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| McLean County | $221,000 | $140 |
| Illinois | $197,000 | $134 |
| United States | $289,000 | $193 |
Cities in McLean County
Cities with their own home-value page, largest first:
McLean County home prices by ZIP code
The 15 most valuable ZIP codes in McLean County (of 22 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 61705 Bloomington | $388,000 | $149 | +76% |
| 61704 Bloomington | $328,000 | $136 | +48% |
| 61736 Downs | $323,000 | $141 | +46% |
| 61748 Hudson | $313,000 | $150 | +42% |
| 61761 Normal | $271,000 | $124 | +23% |
| 61776 Towanda | $270,000 | $142 | +22% |
| 61745 Heyworth | $265,000 | $124 | +20% |
| 61772 Heyworth | $248,000 | $130 | +12% |
| 61732 Danvers | $246,000 | $240 | +11% |
| 61753 Lexington | $240,000 | $195 | +9% |
| 61737 Ellsworth | $230,000 | $92 | +4% |
| 61752 Le Roy | $212,000 | $146 | -4% |
| 61744 Gridley | $210,000 | $140 | -5% |
| 61722 Arrowsmith | $197,000 | $84 | -11% |
| 61730 Cooksville | $190,000 | $165 | -14% |
Home value appreciation in McLean County
Home prices in McLean County have risen about 60% over the last 10 years (≈4.8% a year) and +65.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.0% — still rising. A home worth $221,000 today was worth roughly $138,298 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Illinois is +64.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for McLean County
Run the numbers for McLean County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in McLean County
To buy the typical $221,000 home in McLean County with 20% down, you need a household income of roughly $60,000 a year (about $1,400 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $71,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,100 | $1,740/mo | $75,000/yr |
| 10% (+PMI) | $22,100 | $1,670/mo | $71,000/yr |
| 20% | $44,200 | $1,400/mo | $60,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in McLean County
At about $140 per square foot, here is roughly how much home different budgets get you in McLean County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1430 sq ft | around the typical home here |
| $250k | 1790 sq ft | around the typical home here |
| $300k | 2140 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2860 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Illinois.
Estimate a specific home in McLean County
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McLean County home prices: frequently asked
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Browse all Illinois cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.